SME Loan Analyst
<Fast Bank> CJSC is looking for an employee to fill the vacant position of SME Loan Analyst, who will perform the following functions:
Perform assessment of customers' creditworthiness and analyze borrowers' financial and economic activities
Perform analysis of financial indicators, ratios, and development trends
Perform comprehensive study and assessment of customers' financial statements
Prepare and present analytical reports and conclusions
Present the results of financial analyses and proposals regarding credit risk management
Participate in credit committee meetings, present professional opinions, and get involved in the decision-making process regarding the granting of loans
2 years of work experience in the financial-banking sector as an SME and/or agricultural loan analyst and/or Financial Analyst and/or credit specialist in the field of SME and/or agricultural loans
Excellent knowledge of financial statement analysis and financial ratios
Proficiency in cross-checking financial statements
Knowledge of RA banking and tax legislation, lending processes
Excellent knowledge of MS office software
Good knowledge of Russian and English languages
Analytical thinking and problem-solving skills
Ability to work under tight deadlines and in stressful situations
Higher education in the field of economics or finance
Work advantages - Competitive benefits package, including health insurance, performance-based annual bonus and salary review, training opportunities and an individual professional development program, sports and yoga zone in the workplace.