Finance Manager
- Financial Planning & Strategy
Develop, implement, and monitor the company’s financial strategy and long-term financial goals.
Prepare annual budgets , forecasts , and financial models to support business expansion and investment decisions.
Conduct regular variance analysis between actual results and budget, providing insights and corrective recommendations.
Advise management on cost optimization, ROI, and capital allocation to ensure sustainable growth.
- Financial Reporting & Compliance
Oversee preparation of monthly, quarterly, and annual financial statements (P&L, Balance Sheet, Cash Flow) in compliance with Singapore Financial Reporting Standards (SFRS) .
Ensure accurate and timely management reports for internal stakeholders.
Liaise with external auditors, tax agents, and government agencies (IRAS, ACRA) to ensure compliance and statutory filings.
Maintain proper documentation for ISO, Halal, and audit requirements (if applicable to production or export businesses).
- Cash Flow & Treasury Management
Manage cash flow, working capital, and liquidity to support daily operations.
Oversee banking relationships , negotiate credit facilities, and monitor loan covenants.
Ensure efficient collections, payments, and expense controls , minimizing idle cash while maintaining reserves for operational needs.
Implement FX risk management strategies for overseas transactions or expansion.
- Costing & Profitability Analysis
Develop and maintain product costing models for items such as macarons, brownies, or oat bars.
Analyze gross margin by SKU, customer segment, and sales channel (e.g., B2B vs. online retail).
Identify cost-saving opportunities in procurement, production, and logistics.
Support pricing decisions and promotional campaigns with profitability insights .
- Systems, Controls & Process Improvement
Strengthen internal controls across finance, procurement, and inventory management.
Oversee the implementation and continuous improvement for financial accuracy and efficiency.
Ensure data integrity between accounting software (e.g., Xero, QuickBooks) and e-commerce/OMS systems.
Drive automation initiatives to improve reporting speed and accuracy.
- Team Leadership & Development
Lead and mentor the finance and accounts team , fostering accountability and high performance.
Provide training on financial literacy to non-finance departments (e.g., sales, marketing, operations).
Collaborate cross-functionally with management, HR, and operations on business planning and performance reviews.
- Investor Relations & Corporate Development (for expanding companies)
Prepare financial models, projections, and investment decks for investors or lenders.
Support fundraising activities, including due diligence, valuation, and capital structuring .
Maintain transparent communication with shareholders or potential investors on financial performance and outlook.
- Risk Management
Identify and mitigate financial, operational, and compliance risks .
Ensure proper insurance coverage , fraud prevention, and adherence to financial policies.