Liability Specialist

About CodeNinja

CodeNinja is a technology and AI consulting firm delivering embedded and forward-deployed teams across KSA, Pakistan, Egypt, and Latin America. We partner with leading financial institutions to build high-performing teams that drive digital transformation and product innovation.

About the Role

We are looking for a hands-on retail liabilities specialist to serve as a subject matter expert supporting CASA/deposit propositions for our banking client in KSA. This role owns pricing strategy, portfolio performance, customer acquisition and retention, and end-to-end product lifecycle activities for retail liability products.

Key Responsibilities

Act as SME for CASA/deposit product propositions, from design through go-to-market

Own pricing strategy and cost of funds analysis for retail liability products

Monitor and report on portfolio performance, tracking key liability KPIs

Drive customer acquisition and retention strategies for deposit products

Manage full product lifecycle activities — enhancements, repricing, sunset/migration

Collaborate with product, pricing, and treasury teams on deposit mix optimization

Support development of Sharia-compliant deposit structures where applicable

Requirements

Must-haves

Strong practical experience in consumer deposits/CASA products

Solid understanding of pricing strategy and cost of funds

Hands-on experience with portfolio analytics and performance tracking

Experience in retail banking liabilities environment

Nice-to-haves

Experience with Sharia-compliant deposit structures

Exposure to KSA/GCC retail banking market

Experience working with treasury or ALM teams on liability pricing

Why Join Us

Join a fast-growing consulting firm at the intersection of technology and finance, working directly with leading banking clients on high-impact liability propositions in one of the region's most dynamic markets.

Disclaimer

CodeNinja is an equal opportunity employer. All qualified applicants will receive consideration regardless of race, religion, gender, or other protected status.