Head Of Risk Management

Responsibilities:

Develop and maintain the Enterprise Risk Management framework, risk appetite, limits and key risk indicators. Identify, assess and monitor enterprise, credit, digital, technology, operational, liquidity and emerging risks. Oversee credit and digital-credit risk, including portfolio quality, NPLs, PAR, concentration and credit models. Lead fraud and financial-crime risk monitoring and ensure corrective actions are implemented. Establish effective risk analytics, data and model governance and early-warning systems. Conduct stress testing and scenario analysis across material risk areas. Ensure compliance with applicable CBN, NDIC and other regulatory requirements. Prepare accurate risk reports, dashboards and recommendations for Management and the Board Risk Management Committee. Promote a strong risk culture while maintaining independence from revenue-generating functions.

Requirements:

Bachelor’s degree in Finance, Economics, Accounting, Risk Management, or a related field. Relevant professional certification such as ICAN, ACCA, ACIB, or a risk-management certification is preferred. 8–12 years’ experience in banking or financial services, with significant risk-management responsibility. Experience in enterprise risk, credit risk, risk analytics, and regulatory compliance. Experience in digital lending, fintech, payments, fraud, technology, or model risk is an advantage.