Portfolio Risk Lead, China

About Payoneer

Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.

By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.

Role Overview

The Portfolio Risk Lead (China/APAC) is a senior individual contributor responsible for owning the regional risk posture , with a focus on portfolio performance, key risk indicators, and cross-functional alignment.

This role sits within the Portfolio Risk Intelligence pillar and plays a critical part in driving, interpreting, and communicating regional risk trends , with direct impact on Risk Blocked Volume (RBV) and broader portfolio KPIs.

The position requires strong independent judgment, deep domain expertise, and the ability to influence decisions across multiple stakeholders .

Key Responsibilities

Own the regional portfolio risk view for China/APAC, with focus on risk performance, key KPIs, and trend analysis across fraud and AML domains

Monitor, analyze, and explain regional performance across key KRIs , including:

Risk Blocked Volume (RBV)

Fraud trends and risk drivers

Account- and payment-level indicators

Identify and assess emerging regional risk patterns, typologies, and behavioral shifts

Translate complex data into clear, structured insights and actionable recommendations

Partner with Signals and Controls teams to ensure effective detection and mitigation of regional risks

Serve as the regional subject matter expert and point of contact for:

Business / GTM

Product

Compliance and Operations

Contribute to risk narrative and reporting for senior stakeholders , including regional and global forums

Scope & Impact

Operates with high independence and limited day-to-day direction

Influences cross-functional decision-making across product, compliance, and business teams

Acts as the regional authority on risk trends and performance

Plays a key role in bridging regional dynamics with global portfolio risk strategy

Direct impact on key Compliance KPIs , particularly RBV and portfolio-level risk trends

Required Experience

7+ years of experience in:

fraud risk, AML, or payments risk management

portfolio-level risk analysis or monitoring environments

Proven experience in:

owning or deeply influencing risk metrics / KPIs

working with large-scale data and risk trends across portfolios or regions

identifying and translating complex patterns into structured insights

Demonstrated ability to:

operate independently in ambiguous environments

prioritize across competing risk signals and business needs

influence stakeholders without direct authority

Stakeholder & Communication Expectations

Experience presenting to senior internal stakeholders (Director / VP level or equivalent)

Strong ability to simplify complex risk topics into clear narratives

Proven track record working across:

cross-functional teams (Product, Compliance, Operations)

regional or global structures

Preferred Qualifications

Experience working in or covering China/APAC markets

Knowledge of regional regulatory and risk environments

Experience in fintech, payments, or e-commerce ecosystems

Familiarity with KRI frameworks and portfolio-level monitoring

The Payoneer Ways of Working

Act as our customer’s partner on the inside Learning what they need and creating what will help them go further.

Do it. Own it. Being fearlessly accountable in everything we do.

Continuously improve Always striving for a higher standard than our last.

Build each other up Helping each other grow, as professionals and people.

If this sounds like a business, a community, and a mission you want to be part of, apply today.

We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.