Business Analyst - Credit Risk (She/He/They)

CAPCO POLAND

Capco Poland is a leading global technology and management consultancy dedicated to facilitating digital transformation within the financial services sector. Our commitment lies in empowering our clients to thrive in a dynamic and evolving industry.

We are also:

Specialists in banking and payments, capital markets, as well as wealth and asset management

Focused on preserving our agile, entrepreneurial culture

Dedicated to expanding our business and attracting top talent to support our growth

About the Role ( hybrid model 2 x week Kraków office)

We are seeking an experienced Business Analyst with strong Credit Risk and Banking domain expertise to support strategic regulatory, risk transformation, and lending initiatives. The ideal candidate will work closely with Risk, Finance, Technology, Operations, and Business stakeholders to gather requirements, analyze processes, and deliver solutions supporting credit risk management across wholesale and/or retail banking portfolios.

This role is ideal for someone with experience in global banking environments and exposure to regulatory frameworks, credit risk systems, and large-scale transformation programs.

Key Responsibilities

Gather, analyze, and document business and functional requirements related to Credit Risk processes and systems

Work with stakeholders across Risk, Finance, Operations, and Technology to define target operating models and business solutions

Support implementation of regulatory and risk transformation initiatives including Basel, IFRS9, IRB, stress testing, and credit lifecycle processes

Conduct gap analysis, impact assessments, and process mapping for system and business changes

Facilitate workshops, stakeholder meetings, and requirement validation sessions

Translate business requirements into user stories, process flows, and functional specifications

Collaborate with development and testing teams during SDLC and UAT phases

Support data analysis and reporting activities related to credit exposure, risk metrics, and portfolio performance

Ensure solutions comply with internal governance, regulatory requirements, and risk policies

Assist in change management, implementation planning, and post-production support activities

Required Skills & Experience

5+ years of Business Analyst experience within Banking or Financial Services

Strong understanding of Credit Risk concepts and processes

Experience with:

Wholesale Credit Risk / Counterparty Credit Risk / Retail Credit Risk

Basel regulations, IRB approaches, IFRS9, stress testing, or capital calculations

Credit risk data, reporting, and regulatory requirements

Experience working on large-scale banking transformation or regulatory programs

Strong stakeholder management and communication skills

Ability to work in Agile and/or Waterfall delivery environments

Experience creating:

BRDs

FRDs

User Stories

Process Maps

Gap Analysis documents

REASONS TO JOIN US

Opportunity to work remotely

Daily use of English, primarily in interactions with international stakeholders and colleagues

Provision of necessary IT equipment

A flat, non-hierarchical structure that facilitates direct collaboration with senior partners and clients

A work culture that prioritizes innovation and the creation of lasting value for both our clients and employees

ONLINE RECRUITMENT PROCESS STEPS

Initial screening call with the Recruiter

Competencies interview with the Capco Hiring Manager

Client interview

Feedback/Offer

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