Credit Risk Expert
Job description
Citadele is an innovative and data-driven bank with a strong focus on digital solutions. We are looking for a professional whose ambitions, work ethic, and enthusiastic personality match our own. Are you ready to join us?
BE READY TO:
- Make credit decisions on leasing transactions within delegated authority limits and ensure compliance with internal policies and regulatory requirements.
- Assess, monitor, and analyze credit risk across financing proposals and the leasing portfolio, providing insights to support business decision-making.
- Develop and enhance credit risk frameworks, including scoring and underwriting models, risk policies, procedures, and analytical methodologies.
- Support and drive credit risk-related projects, process improvements, and initiatives within the leasing business.
- Provide expertise, guidance, and training to leasing employees on credit risk assessment and management practices.
YOUR PROFILE:
- Minimum 2 years of experience in lending or managing financial projects, developing business plans, business consulting or auditing, and financial consulting.
- Higher education in economics, finance, business management.
- High sense of responsibility and accuracy, analytical thinking.
- Strong communication and presentation skills.
- Experience in evaluating creditworthiness while working in the financing sector would be an advantage.
- Excellent English and Lithuanian language skills (both written and verbal).
- Openness for new opportunities with highly supportive team.
OUR OFFER:
- Modern office in Vilnius and remote office possibility.
- Work in an international, growing company in the financial sector.
- Experience in Baltic-scale projects and on-going self-education and learning on daily basis.
- Great colleagues and opportunities for personal & professional growth.
- Monthly salary starting from 2800 – 4200 EUR gross (based on your skills and experience).
- Additional benefits: health insurance, additional days of leave, specific pricing of the Bank's products, professional trainings, annual performance-based bonus, company events etc.
Salary
2800-4200 €/mon. gross