Credit and Loan Documentation Officer

Responsibilities:

Review and process loan applications and supporting documents. Conduct preliminary credit checks and basic financial analysis. Verify customer information, income, business details, and repayment capacity. Prepare loan documentation, offer letters, and related credit files. Ensure all required documents and approvals are complete before disbursement. Maintain accurate and up-to-date credit files.  Monitor loan repayment schedules and flag potential delinquencies. Support loan recovery and follow-up activities where necessary. Prepare basic credit reports and portfolio updates. Ensure compliance with Scarlet Finance credit policies and procedures.

Requirements:

Minimum of a Bachelor's degree in Accounting, Finance, Economics, Business Administration, Banking and Finance or a related discipline. 1-3 years of experience in Banking, Credit, Lending, Microfinance, Fintech, or a related financial services environment is an advantage. Good understanding of financial statements, credit assessment, and loan documentation. Strong numerical and analytical skills. Excellent attention to detail. Good Excel/MS Office skills. Ability to work under pressure and meet deadlines. Strong communication and customer-management skills.