Credit Approval / Credit Risk Manager (Corporate Banking)

Salary: Up to S$12,000/month Experience: Minimum 10 years’ relevant experience

Key Responsibilities

• Provide independent credit assessment and recommendations on corporate credit applications.
• Challenge and work with Business Units to resolve credit differences and determine appropriate credit decisions.
• Independently review Credit Risk Ratings (CRR) and Facility Risk Ratings (FRR).
• Ensure credit proposals comply with credit policies, underwriting standards and regulatory requirements.
• Monitor country and industry risk exposures, including portfolio stress testing.
• Review financial and non-financial loan covenants.
• Prepare credit risk, portfolio and industry reports for Management.
• Support credit policy updates and provide credit training to Business Units.

Requirements

• Minimum 10 years of relevant experience in Credit Risk / Credit Approval / Credit Underwriting within a bank.
• Strong experience in corporate/commercial banking credit assessment and approval.
• Good understanding of credit risk, financial analysis, industry/country risk and credit policies.
• Strong stakeholder management skills, with the ability to challenge Business Units independently.

23C1935 R1105492