Corporate Credit Analyst

We are looking for a detail-oriented and analytical  Corporate Credit Analyst  to join our Corporate Credit Analysis Team. In this role, you will assess the financial position and creditworthiness of corporate clients, perform comprehensive financial analysis, and support sound lending decisions by identifying and evaluating credit risks, and mitigating credit risks.

Assess the creditworthiness of corporate clients and evaluate loan applications,

Analyze borrowers' financial and operational performance,

Review financial statements, financial ratios, cash flows, and business trends,

Perform comprehensive financial analysis and validate the accuracy and consistency of financial information,

Present analysis results and provide recommendations regarding credit risk and lending decisions,

Participate in Credit Committee meetings and provide professional opinions on credit applications,

Ensure compliance with internal credit policies and regulatory requirements.

At least  2 years of experience in one of the following areas:

Corporate Credit Analysis; Corporate Lending

Financial Analysis

Strong knowledge of financial statement analysis, financial ratios, and cash flow analysis

Understanding of corporate lending principles and credit risk assessment

Knowledge of Armenian banking regulations and tax legislation is an advantage

Strong command of Microsoft Office applications

Good command of Armenian and English; knowledge of Russian is considered an advantage

Strong analytical, problem-solving, and decision-making skills

Excellent written and verbal communication skills

Ability to work under pressure, prioritize tasks, and meet deadlines

High level of responsibility, integrity, and attention to detail

Bachelor's degree in Finance, Economics, Accounting, or a related field

Professional Skills

Financial statement analysis

Corporate credit analysis

Credit risk assessment

Knowledge of Armenian banking and tax legislation (preferred)

Personal Skills

Analytical thinking

Critical thinking and problem-solving

Attention to detail

Time management

Communication and presentation skills

Ability to work under pressure and meet deadlines

Teamwork and collaboration