Senior Product Specialist - Regional Payments and Cash Management

The Opportunity

We are seeking a visionary Senior Product Specialist todrive a strategic Transaction Banking initiative across multiple dynamic Asianmarkets. In this role, you will act as the architect behind our new andenhanced Payments and Cash Management propositions tailored for corporatebanking customers. If you thrive on independently researching market needs,structuring innovative product concepts, and driving them from ideation toimplementation in a fast-evolving landscape, this is your platform to make aregional impact.

What You Will Do

• Product Research & Innovation: Analyze market trends, competitor offerings, and customer feedback to pinpoint capability gaps. Develop compelling product concepts that define target segments, use cases, customer benefits, and market differentiation.
• Regional Market Mastery: Design solutions that balance unified regional requirements with essential local-market nuances. Enhance payment services across domestic and cross-border transactions, real-time/ACH clearing, bulk payroll, tax, and statutory payments.
• Customer-Centric Solution Design: Collaborate closely with Relationship Managers and Transaction Bankers to translate corporate customer pain points into highly competitive banking propositions. Identify key opportunities for product differentiation, cross-selling, and upselling.
• Cross-Functional Leadership: Spearhead product initiatives in environments where solutions are still evolving. Facilitate alignment and drive execution across Product, Sales, Operations, Compliance, Risk, Legal, and Technology teams.
• Tech & Connectivity Strategy: Champion corporate banking channel requirements, focusing on Host-to-Host (H2H) setups, file-based connectivity, and APIs. Analyze and integrate customer requirements for transaction visibility and consolidated reporting.

The Markets You Will Shape

You will leverage your transaction-banking expertise tonavigate, research, and integrate diverse domestic payment infrastructures,including:

• Singapore: MEPS+, FAST, PayNow, Interbank GIRO.
• Hong Kong: CHATS, FPS.
• Indonesia: BI-FAST, SKNBI, BI-RTGS.
• Philippines: PESONet, PhilPaSS / PhilPaSSplus, Real-Time / InstaPay.
• Thailand: Domestic Payment, SMART, BAHTNET, Cheque Payment, PromptPay.
• Vietnam: Domestic / CITAD, IBPS, NAPAS 247.
• Myanmar: CBM-NET/CBM-NET2, MPU, MyanmarPay/MMQR.
• Malaysia: RENTAS, RPP / DuitNow, Interbank GIRO.

What You Bring to the Table (Requirements)

• Core Qualifications: A Bachelor’s Degree in Business, Banking, Finance, Economics, Information Systems, or a related discipline.
• Experience: A minimum of 5 years of relevant experience within Transaction Banking, Payments, Cash Management, or Corporate Banking Product.
• Domain Expertise: Deep working knowledge of domestic and cross-border payment processes, coupled with hands-on experience in product development, strategy, or solution design.
• Strategic Agility: Strong analytical and problem-solving skills. You must be able to work proactively and independently to drive initiatives toward decisions and implementation.
• Communication Skills: Exceptional stakeholder-management and presentation abilities, supported by strong written and verbal communication in English.

Bonus Points (Preferred Qualifications)

• Proven experience with regional or multi-country Transaction Banking products across our target Asian markets.
• Hands-on exposure to corporate payment connectivity (H2H, APIs, file-based channels) and transaction reconciliation solutions.
• Previous experience acting as a Product Manager, Product Specialist, Product Owner, or Product Development Lead.
• Working knowledge of local regulatory, statutory, tax, or market-specific payment requirements.

Lawrence Pang l Educare Human Capital Reg No.: R1989674 l EA License No: 11C4731

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