Legal and Compliance Manager

Legal & Compliance Manager | Digital Lending | Nigeria

We’re partnering with a digital lending business in Nigeria to hire a Legal & Compliance Manager . This is a hands-on role covering regulatory compliance, legal documentation, consumer protection, data privacy, and corporate governance.

The successful candidate will work closely with leadership and teams across product, risk, operations, finance, and technology, as well as relevant regulatory authorities.

Key Responsibilities

Monitor compliance with Nigerian laws and regulations applicable to digital and consumer lending, including FCCPC digital lending requirements and relevant state or FCT money-lending laws. Support the company’s regulatory permissions, licence applications and renewals, filings, reports, inspections, and regulatory correspondence. Coordinate data protection compliance under the Nigeria Data Protection Act, including applicable registration, audit, and reporting requirements. Maintain practical AML/CFT, KYC, sanctions-screening, fraud-prevention, and customer-verification controls. Draft, review, negotiate, and manage commercial, technology, vendor, payment, credit bureau, collections, data-processing, and employment agreements. Prepare and maintain customer-facing documents, including loan agreements, terms of use, privacy notices, consent language, repayment disclosures, and complaints procedures. Review customer disclosures, advertising, app content, and customer communications for compliance and clarity. Help ensure that collections practices are lawful, proportionate, and respectful of customer privacy and rights. Support complaints handling, dispute resolution, customer remediation, and regulatory complaints. Assist with CAC filings, statutory returns, board and shareholder documentation, and corporate records. Identify material legal and regulatory risks and advise management on practical controls and procedures.

Requirements

LL.B. degree and admission to the Nigerian Bar. At least 5 years of relevant legal or compliance experience in digital lending, fintech, banking, microfinance, consumer finance, another regulated financial institution, or a law firm. Practical knowledge of Nigerian digital lending, consumer protection, AML/CFT, data protection, corporate governance, and licensing requirements. Strong legal drafting, analytical, organisational, and stakeholder-management skills. Ability to translate regulatory requirements into workable business processes and controls. High integrity, sound judgment, attention to detail, and the ability to manage competing priorities.

Experience engaging with the FCCPC and NDPC , or supporting lending approvals, licence applications, regulatory inspections, data protection audits, and complaints handling, will be an advantage.

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