Associate, Insurance Product and Emerging Product Innovation

Hi, we're Oscar. We're hiring an Associate, Insurance Product & Emerging Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Associate, Insurance Product & Emerging Solutions supports the development, execution, and optimization of innovative health solutions across Oscar’s Individual and Family Plan (IFP) product portfolio. This role partners cross-functionally to support product strategy, market research, member engagement initiatives, and lifecycle management activities that improve member experience, affordability, retention, and long-term product performance.

The Associate supports the translation of enterprise and market priorities into actionable product initiatives through structured analysis, operational coordination, and disciplined execution across market leadership, actuarial, compliance, product management, compliance, regulatory, and operational teams.

You will report into the Vice President, Insurance Product Innovation and Development

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role is: $106,812 - $140,190 per year in New Jersey, New York, and California. The base pay for all other locations is: $96,130 - $126,171 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities:

Product Strategy & Innovation Support

Support development and execution of product and innovation initiatives across Oscar’s product portfolio and emerging solution domains

Analyze and translate market research, competitive data sets, and performance assessments to support product strategy recommendations

Assist in identifying growth opportunities, including lifestyle-oriented products, population specific solutions, and adjacent offerings

Support development of business cases, market insights, and product recommendations in partnership with actuarial, finance, market leadership, and marketing

Analyze member, market, and performance data to identify trends, risks, and optimization opportunities

Product Design, Integration, and Lifecycle Support

Support ongoing product lifecycle activities, including launch readiness, post-launch monitoring, optimization efforts, and remediation tracking

Assist with development of product artifacts and documentation required for filings, governance reviews, and operational readiness

Coordinate cross-functional inputs across product, regulatory, actuarial, compliance, operational, and growth teams to support alignment and execution

Support modular product design and portfolio consistency efforts across markets

Track timelines, dependencies, risks, and deliverables across concurrent work streams and product initiatives

Assist in documenting assumptions, decisions, and key learnings to support future planning and audibility of product portfolio

Cross-Functional Execution & Operational Support

Partner collaboratively across actuarial, network, compliance, regulatory, finance, operations and market leadership teams

Support coordination of complex initiatives across multiple stakeholders and business functions

Prepare materials, analyses, and summaries for leadership discussions, governance reviews, and planning sessions

Escalate risks, dependencies, and operational concerns in a timely and solutions oriented manner

Ensure compliance with all applicable laws and regulations

Other duties as assigned

Requirements:

Bachelors degree in Business, Healthcare, Economics, Mathematics, Statistics, Finance, or related field, or equivalent experience

3+ years of experience in product, analytics, strategy, consulting, or insurance-related roles

Experience operating in cross-functional, fast-paced environments

Strong analytical, structured problem-solving, and communication skills, with ability to translate data into actionable insights

Demonstrate organizational skills with the ability to manage multiple priorities and deadlines simultaneously

Strong written and verbal skills, with ability to navigate ambiguity and support execution in fast-paced environments

Willingness to travel up to 25% of the time.

Bonus Points

Experience with ACA marketplace, individual and family plan (IFP), and small group sponsored insurance products

Familiarity with QHP product filing processes and regulatory requirements

Experience supporting product lifecycle initiatives, product launches, or operational implementation efforts

Exposure to member engagement, rewards, wellness, or incentive programs

Familiarity with healthcare regulatory and compliance environments

MBA, MHA, MPH or advanced degree

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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