Credit Officer

Position: Credit Officer

Organization: Uzima Microfinance

Location: Busia , Uganda

Application Deadline: 14th August 2026

Uzima Microfinance is a fast-growing financial institution committed to empowering communities through access to affordable financial services. We are seeking proactive, self-driven, and ethical individuals to join our team as Credit Officers in the Eastern Region of Uganda.

Key Responsibilities

Mobilize and recruit clients within assigned areas and market segments. Conduct field assessments, group formation, loan appraisal, and verification of client information. Facilitate loan disbursement, monitor loan performance, and conduct regular follow-ups. Maintain accurate records of client files, loan documentation, and repayments. Ensure timely collection of loan installments while promoting a positive repayment culture. Build and maintain strong customer relationships while promoting Uzima’s products and services. Prepare and submit daily, weekly, and monthly performance reports to the Branch Manager.

Qualifications & Experience

Minimum of a Degree in Business Administration, Microfinance, Accounting, Social Sciences, Education, or any related field. Experience in field-based microfinance lending is an added advantage. Must be willing to work and travel extensively in rural and peri-urban communities. Strong communication, mobilization, and customer relationship management skills. High level of integrity, discipline, and results-oriented work ethic. Ability to speak Ateso or Samia and English All Interviews will be conducted at Mbale Regional offices

Core Competencies

Good analytical and problem-solving skills. Positive attitude and strong team spirit. Ability to meet targets under minimum supervision

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