Credit Manager

Responsibilities:

Research and evaluate clients’ creditworthiness Create credit scoring models to predict risks Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications Follow up with clients to manage debt settlements and loan renewals Ensure all lending procedures comply with regulations Develop, review and update our company’s credit policies

Requirements:

Work experience as a Credit Manager, Credit Analyst or similar role Hands-on experience with accounting software Solid understanding of lending procedures Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel) Negotiation skills