Transaction Banking Digital Transformation Subject Matter Expert

Responsibilities

Structuring escrow models (real estate, marketplaces, project finance, M&A)

Legal documentation and regulatory alignment

Operational workflow optimization

Risk control and dispute handling frameworks

End-to-end onboarding process mapping (AS-IS / TO-BE), API-enabled onboarding

Digital KYC and AML workflow design, digital account opening and journey redesign

Virtual IBAN structures and tagging logic

Automated reconciliation models

Customer experience (CX) optimization

Document digitization and workflow automation

Regulatory compliance alignment (e.g., SAMA standards)

BIB - corporate internet banking architecture, ERP integration

Host-to-Host (H2H) connectivity

ISO 20022 and SWIFT message formats

B2B and supply chain platform integration, embedded finance within supply chain flows, supply chain finance integration models

Digital trade enablement

Increasing fee-based income (trade and transaction fees)

Cross-sell strategy (financing and cash management)

Requirements

Combining product, integration, regulatory, risk and ecosystem expertise.

Professional experience of 15+ years in the Saudi market.