Credit Management Officer (Asia Regional Headquarters)

Job Responsibilities

• Analyze and monitor credit portfolio quality across branches under the Asia Regional Headquarters
• Manage high-risk borrowers on watch lists and operate early warning systems
• Formulate management strategies and review improvement plans for high-risk and deteriorating borrowers
• Support the management of borrowers undergoing corporate restructuring, debt rescheduling, or rehabilitation procedures
• Analyze borrower credit risk, repayment capacity, and debt recovery probability
• Support overseas branches in implementing head office credit policies and management standards
• Inspect credit management practices and identify key vulnerabilities for improvement
• Monitor changes in overseas credit-related laws and regulations and support appropriate responses
• Prepare regular and ad-hoc reports and facilitate collaboration between the head office and overseas branches

Requirements

• 3+ years of experience in corporate credit, credit analysis, risk management, or corporate restructuring within banks or financial institutions
• Solid understanding of corporate credit underwriting, credit monitoring, and asset quality management
• Proficiency in credit risk assessment through financial statement and cash flow analysis
• Experience in corporate restructuring, debt rescheduling, or corporate rehabilitation preferred
• Proficiency in drafting analytical reports and preparing presentations
• Advanced skills in Microsoft Excel and PowerPoint
• Business fluency in English, both written and verbal
• Proven ability to work independently and manage multiple tasks concurrently

Preferred Qualifications

• Experience in overseas banking operations or global financial operations
• Experience in non-performing loan (NPL) management, workouts, restructuring, or corporate rehabilitation
• Experience handling overseas financial regulations and supervisory frameworks
• Professional certifications such as CFA, FRM, or Certified Credit Analyst (CCA)