CREDIT OFFICER
Your tasks
- Conducts investigation of credit and financial history / credit standing of clients applying for loan
- Validates the information reflected on loan application and authenticity of loan documents through interview with the borrower / co-borrower / character reference, bank checking and agency/employment verification.
- Collects relevant information through reliable sources to determine creditworthiness of borrowers.
- Undertakes personal visits to confirm residential and business addresses (case to case)
- Interviews individuals via phone call and visit (if needed)
- Prepares accurate Credit Approval Memorandum (CAM) upon completion of the credit investigation process.
- Performs other work-related functions that may be assigned by the immediate superior from time to time.
- Has good communication skills (written and oral)
- Has the ability to prioritize tasks and meet deadlines.
- Computer literate and can work with minimal supervision.
Requirements
Qualifications/Requirements
- Graduate of any four year course
- Fresh Graduate are welcome to apply
- Has good communication skills (written and oral), administrative skills and interpersonal skill
- Must have excellent attention to detail
- Computer proficient