Director - Credit Risk Securitisation
About the company
We are working with international bank is seeking an experienced securitisation credit professional to join its EMEA Corporate & Investment Banking Credit Risk team as a Director.
We are working with international bank is seeking an experienced securitisation credit professional to join its EMEA Corporate & Investment Banking Credit Risk team at Director level.
Your tasks
The position combines hands-on transaction analysis with exposure to senior decision-makers, offering scope to shape credit recommendations and broaden your involvement across related structured-finance products.
The opportunity Your primary focus will be the credit assessment of securitisation transactions, including auto loans, consumer finance, trade receivables, warehouse financings, loan-on-loans structures and other securitised products.
Key responsibilities will include
- Leading detailed credit assessments, analysing collateral performance, cash flows, structural protections and downside scenarios.
- Applying rating-agency methodologies and undertaking modelling and stress testing to support clear, well-reasoned credit judgements.
- Preparing and presenting credit recommendations to senior management, highlighting key risks, mitigants and proposed conditions.
- Leading credit due diligence with clients and working constructively with origination teams to challenge assumptions and strengthen deal structures.
Requirements
You will be an experienced securitisation credit professional who combines analytical depth with commercial awareness and the confidence to provide independent challenge.
We are looking for
- Substantial experience assessing securitisation or structured-finance transactions, ideally within a banking credit-risk environment.
- Strong product knowledge across relevant asset classes, such as auto, consumer ABS, RMBS or warehouse financing.
- A thorough understanding of cash-flow analysis, stress testing and the application of rating-agency methodologies.
- The ability to identify structural weaknesses, assess repayment risks and translate complex analysis into concise recommendations.
- Experience engaging with senior stakeholders and discussing credit issues directly with clients and transaction teams.
How to apply
If you meet the above set criteria, please apply or send a copy of your CV to
Other
Director - Securitisation Credit Risk London | Hybrid working | Competitive salary, discretionary bonus and benefits