Finance & Bank Manager

1. Supplier Payment Management

• Manage and control payments to both domestic and international Suppliers according to schedule.
• Verify and approve payment transactions in accordance with company policies and approval authorities.
• Plan payments to align with cash flow and working capital.
• Coordinate with Suppliers regarding payment terms and commercial requirements.
• Analyze and improve payment processes to increase efficiency and reduce risk.

1. Bank Facilities Management

• Manage and monitor the company's credit facilities, such as Overdraft (OD), short-term and long-term loans, including trade finance.
• Coordinate with banks for new credit facility applications, renewals, and annual facility reviews.
• Prepare information and supporting documents for credit applications and presentations to financial institutions.
• Monitor terms and conditions according to financial agreements (Covenants).

1. Trade Finance and Banking Operations

• Manage Letter of Guarantee (LG) transactions.
• Manage Trust Receipt (TR) transactions and monitor maturity dates.
• Manage and issue Promissory Note (P/N).
• Manage Foreign Exchange (FX) transactions and assess exchange rate risks.
• Coordinate with banks regarding various financial products and services.

1. Cash Management and Treasury

• Prepare short-term and long-term Cash Flow Forecasts.
• Manage the company's liquidity and working capital.
• Monitor cash balances and plan appropriate fund utilization.
• Manage financial costs and increase the efficiency of credit facility usage.
• Prepare cash status reports and financial reports for management.

1. Financial Analysis and Reporting

• Analyze financial data to support management decision-making.
• Prepare financial reports, facility reports, and liquidity reports.
• Analyze financial costs, interest rates, and the impact of exchange rate fluctuations.
• Support the preparation of annual budgets and business plans.

1. Internal Control and Compliance

• Oversee operations to ensure compliance with company policies and bank requirements.
• Develop and improve internal control systems for finance and payments.
• Manage financial risks and monitor compliance with relevant laws and regulations.

Qualifications: Bachelor's degree or higher in Finance, Accounting, Economics, or a related field. At least 8–10 years of experience in Finance, Treasury, or Banking. At least 3–5 years of experience in team management. Knowledge of Cash Management, Trade Finance, and Bank Facilities. Experience in LG, TR, P/N, and Foreign Exchange (FX). Ability to analyze financial data and manage liquidity. Proficiency in Microsoft Excel and ERP systems. Negotiation, planning, and coordination skills with financial institutions. Intermediate English communication skills.