CREDIT ANALYST

Position Overview

Qualifications/Requirements: WHAT SHOULD YOU HAVE? Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or a heavily quantitative discipline. Minimum of 2 years of proven experience in credit analysis, underwriting, or credit risk management within the banking, FinTech, or lending sectors. Native/Fluent proficiency in Tagalog (Mandatory) and high professional proficiency in English Integrity & Low Opportunism (Dark Traits Baseline) : Rigid alignment with corporate ethics, treating data protection and client transparency as a non-negotiable professional baseline. Accountability & Ownership : Takes absolute accountability for independent credit decisions and the seamless execution of multi-lender loan settlements. Risk-Minded Thinking : Aligns credit underwriting, financial assessments, and restructuring strategies with the company's risk appetite and regulatory guidelines. Problem-Solving : Proactively detects early warning signs of portfolio defaults and resolves complex bottlenecks in borrower repayment pipelines. Adaptability : Manages a high volume of conflicting loan portfolios and cross-functional tasks in a fast-paced, time-sensitive environment. Empathy & Customer-Centric Mindset : Focused on guiding financially distressed borrowers through debt consolidation with high interpersonal sensitivity and clarity.