Risk Officer (Bank)- KV

Your tasks

Credit Risk Monitoring and Portfolio Management

• Monitor the Branch's credit portfolio and identify emerging risks.
• Conduct portfolio analysis and prepare periodic credit risk reports.
• Perform annual reviews, credit grading reviews, and covenant management activities.
• Monitor covenant compliance and support follow-up actions, including waiver requests and breach management.
• Support the monitoring and ongoing administration of project finance and other lending transactions.
• Perform stress testing and scenario analysis to assess portfolio resilience.
• Assist Branch Management in monitoring asset quality and concentration risk.

KYC and Customer Due Diligence Review

• Review KYC and customer due diligence documentation prepared by business units.
• Conduct independent verification and risk-based assessment of customer profiles.
• Identify potential AML/CFT concerns and escalate issues where appropriate.
• Support periodic KYC reviews and customer onboarding processes.
• Coordinate with the Compliance Manager on KYC-related matters.
• Act as a checker for KYC reviews, with final approval and oversight provided by the Compliance Manager.

Management Reporting and Head Office Liaison

• Prepare risk management reports for Branch Management, Head Office, and regulatory authorities.
• Act as secretary for the Branch Credit Risk Committee, including preparation of meeting materials and minutes.
• Coordinate and respond to information requests from Head Office and relevant stakeholders.
• Support information gathering, analysis, documentation, and coordination with Head Office in relation to project finance and other credit transactions.

Risk Analysis and Stress Testing

• Support the maintenance and enhancement of portfolio monitoring tools and risk metrics.
• Conduct stress testing and scenario analyses and prepare related reports.
• Analyze portfolio trends and provide management information to support decision-making.

Other Responsibilities

• Perform any other duties, projects, or assignments as directed by the General Manager and Risk Manager.
• Support ad hoc initiatives, management projects, and process improvement activities as required.

Requirements

Job Requirements

• Degree or Diploma in Banking & Finance or equivalent
• 2-5 years of relevant experience in banking, financial services, risk management, credit analysis, KYC/AML, audit, or related functions.
• Basic understanding of corporate lending, credit risk, and financial statement analysis.
• Strong analytical, communication, and coordination skills.
• Ability to manage multiple responsibilities simultaneously.
• Proficiency in Microsoft Excel, PowerPoint, and report preparation.
• Japan language capability would be an advantage to read report in Japan language

How to apply

Tan Katrina Therese Yap EA Registration No: R25128964 Pasona Singapore Pte Ltd 1 FINLAYSON GREEN ＃09-02 SINGAPORE 049246 URL: www.pasona.com.sg

Other

osition: Risk Officer (Bank) (Job ID: 20468)

• Raffles Place
• Basic + VB

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