Trainee Financial Planner

About the company

*Working Pattern: Full-time, Permanent** NJR Recruitment is working in partnership with an established financial planning business to recruit a Trainee Financial Planner to join its growing team.

Your tasks

This is an excellent opportunity for an ambitious and career-driven individual looking to establish a long-term career in financial planning. The successful candidate will have the opportunity to develop their technical expertise, gain valuable hands-on experience, and work towards Chartered status with the support and guidance of an experienced professional.

As Trainee Financial Planner, you will support the development and delivery of tailored financial plans, helping clients understand their options and make informed decisions about their financial future.

You will analyse client circumstances, research appropriate financial solutions, prepare recommendations and support the implementation of agreed plans. Alongside developing your technical knowledge, you will build client-facing experience and begin establishing professional relationships to support your future career as a Financial Planner.

• Analyse clients' financial circumstances, including income, expenditure, assets and liabilities.
• Complete and maintain client fact finds, ensuring information is accurate and CRM records are up to date.
• Identify appropriate financial planning opportunities across pensions, investments, protection and wider financial strategies.
• Develop comprehensive financial plans tailored to clients' individual objectives and circumstances.
• Research financial products and solutions to support suitable recommendations.
• Prepare, review and amend suitability reports and supporting documentation.
• Attend client meetings, both face to face and online, and help communicate recommendations clearly.
• Support clients through the implementation of agreed financial plans.
• Review and update financial plans as clients' circumstances and objectives change.
• Build strong, long-term client relationships to support retention and service quality.
• Apply technical knowledge of taxation, including Capital Gains Tax, Inheritance Tax, income tax, trust taxation and pensions.
• Interpret risk questionnaires to understand clients' attitudes to investment risk and their financial objectives.
• Use cashflow modelling to support financial planning, assess clients' capacity for loss and help determine appropriate levels of investment risk.
• Review internal investment and market briefings to support informed recommendations.
• Maintain up-to-date knowledge of financial products, legislation, regulation and industry developments.
• Develop professional connections and potential referral relationships through networking and other business development activities.
• Ensure recommendations are appropriate, compliant and focused on achieving fair outcomes for clients.

Requirements

To be considered for this position, candidates must hold the Level 4 Diploma in Financial Planning or be close to achieving this qualification.

We are looking for someone who combines strong technical ability with a professional, client-focused approach and a genuine desire to progress within financial planning.

You will ideally have

• Previous experience within financial services, preferably in a financial planning or wealth management environment.
• A minimum Level 4 financial planning qualification.
• A strong desire to progress towards Chartered Financial Planner status, ideally with studies already underway.
• Good technical knowledge of pensions, investments, taxation and financial planning strategies.
• Experience or an understanding of suitability report writing and financial research.
• An interest in cashflow modelling, investment risk and long-term financial planning.
• Strong analytical skills and excellent attention to detail.
• Clear and confident written and verbal communication skills.
• The ability to build trusted relationships with clients and colleagues.
• A proactive, organised and self-motivated approach.
• High standards of honesty, integrity and ethical conduct.
• A collaborative attitude and a genuine commitment to delivering excellent client outcomes.
• A willingness to travel to client meetings and develop professional networks.

What we offer

Professional Development This role offers a structured opportunity to develop your technical knowledge and practical experience while working closely with an experienced financial planning professional.

You will gain exposure to a broad range of client circumstances and financial planning strategies, helping you build the skills, knowledge and expertise required to progress towards becoming a fully qualified Financial Planner.

Support for ongoing professional development and relevant qualifications is provided.

• Annual bonus scheme, primarily linked to behaviours and professional standards.
• 8% employer pension contribution.
• Income protection.
• Death in Service cover.
• Private medical insurance.
• Support for ongoing professional development and qualifications.
• Hybrid working, with an expectation of attending the office a couple of days per week.
• Flexibility to work remotely and attend client meetings as required.

This is a fantastic opportunity for an experienced financial services professional to take the next step towards becoming a Financial Planner within a supportive and development-focused environment.

With direct exposure to client relationships, complex financial planning strategies and technical advice work, you will have the opportunity to strengthen your expertise, progress towards Chartered status and build a rewarding long-term career.

How to apply

Apply today via NJR Recruitment or call quoting the reference NJR17078

Other

Trainee Financial Planner Location: Worcester based with Hybrid Working,

Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer ‘no’ to key screening questions, we may not be able to contact you.