Treasury Officer

Your tasks

Liquidity & Cash Flow Management

• Manage daily cash positions and forecast daily/weekly liquidity needs to ensure smooth operational disbursements and loan funding.
• Monitor bank account balances, perform bank account management, and optimize cash balances across clearing and settlement accounts.
• Maintain adequate statutory and operational liquidity buffers in compliance with Central Bank of Nigeria (CBN) regulations and internal risk thresholds.

Funding & Deposit Mobilization

• Drive corporate, institutional, and high-net-worth individual (HNWI) deposit mobilization initiatives to support funding needs.
• Structure investment and deposit products (Fixed Deposits, Target Savings, Notes) to minimize the company's overall cost of funds.
• Maintain strong relationship management with commercial banks, financial institutions, and money market counterparties.

Asset-Liability Management (ALM) & Investments

• Monitor Asset-Liability Mismatches (ALM), interest rate sensitivity, and maturity gaps to safeguard financial stability.
• Execute treasury investments in money market instruments, Treasury Bills, placements, and government securities to optimize yields on surplus funds.
• Prepare and present comprehensive treasury reports, interest rate analysis, and yield schedules for the Asset and Liability Committee (ALCO).

Reporting, Compliance & Risk Management

• Ensure complete compliance with CBN, NIBSS, and financial regulatory requirements regarding liquidity ratios and capital adequacy.
• Reconcile daily treasury transactions, yield computations, and settlement activity with Finance and Operations teams.
• Identify and mitigate market, counterparty, interest rate, and foreign exchange risks.

Requirements

• Minimum of a Bachelor's degree in Finance, Accounting, Economics, or a related quantitative discipline.
• Professional certification (e.g., ACI Treasury, CFA, ACCA, ICAN) is an added advantage.
• Minimum 3–5 years of progressive experience in treasury management, money market trading, or asset-liability management within a financial institution.
• In-depth understanding of money market instruments, yield computations, ALM frameworks, and CBN treasury regulations.
• Strong knowledge of Nigerian macroeconomic indicators, fixed-income markets, and interest rate dynamics.

Key Competencies

• Exceptional financial analysis, quantitative modeling, and liquidity forecasting skills.
• Strong negotiation skills for pricing deposits, placements, and institutional funds.
• Meticulous accuracy in financial calculations and treasury settlement operations.
• Uncompromising integrity and ethical behavior in managing company funds.
• Excellent reporting, presentation, and stakeholder engagement capabilities.