CREDIT MANAGER

About the company

Company Description Do you know LDC? LDC is one of the leading global merchants and processors of agricultural products, with a diversified portfolio that spans the entire value chain, from origination to distribution. Operating at the heart of agricultural and food production and guided by our strong values, a rich legacy, and a clear vision, we are committed to working toward a secure and sustainable future. We help feed and clothe about 500 million people every year, originating, processing, and transporting approximately 81 million tons of products. Structured as a matrix organization of 6 geographic regions and 10 platforms, LDC is active in more than 100 countries and employs about 18,000 people worldwide. We are guided by values that direct all audiences in our work. Ethics and integrity are part of all business relationships, as are humility, commitment, and diversity.

Sustainability Sustainable value is at the center of our purpose as a company.

We are passionate about creating fair and sustainable value, both for our businesses and for other stakeholders in the value chain: our people, our business partners, the communities, and the environment around us.

Your tasks

• Responsible for managing the activities and the credit origination G&O Brazil team;
• Evaluate credit approval requests related to operations with customers and suppliers in Brazil;
• Prepare material to submit approval requests to higher authorities;
• Ensure that the credit utilization of each counterparty is in line with approved limits;
• Perform constant monitoring of counterparties with which LDC has active transactions, including credit reviews, updates on trade status and overlimit;
• Review and update credit policies and procedures as necessary;
• Ensure that credit policies and procedures are being respected by the different areas of the company;
• Promote internal training to communicate and disseminate credit policies, procedures, and guidelines;
• Maintain constant contact with the Legal Department in order to: (a) follow and participate in decisions related to the recovery of credit in litigation; (b) verify if the guarantees for approved credits are correctly registered; (c) promote adjustments in the required guarantee structures with the aim of protecting the company and adapting to changes in legislation, jurisprudence, and market practices;
• Promote constant dialogue with business platforms in order to understand the current market context and the situation of the main counterparties with whom we have operations/exposures;
• Lead the relationship with brokers and insurers regarding credit insurance policies;
• Prepare materials and reports to be shared with the Global Credit team and other regions;
• Provide support to Credit areas in other LDC regions regarding transactions involving Brazilian counterparties;
• Organize visits to customers and suppliers to obtain necessary information for credit assessments;
• Mark-to-market risk management of the G&O Brazil portfolio.

Requirements

• Completed higher education in Administration, Economics, Accounting, or related fields;
• Solid experience in credit and risk, with financial analysis, approval, and credit limit management;
• Previous experience in agribusiness or in companies in the industrial sector;
• Knowledge in financial statement analysis, guarantees, and counterparty risk management;
• Experience with people management;
• Advanced English.

Other

Additional Information Availability to work in a 4x1 model.

Diversity, Inclusion, and Equity Diversity is part of our DNA. LDC always seeks to create a diverse and inclusive work environment where all people can thrive. We respect and value talents of all genders, ages, races, ethnicities, sexualities, religions, and disabilities. Diversity is one of our values! This opportunity is also intended for people with disabilities (PcD).