Risk Operations Analyst

Lenkie Technologies

Location: Nigeria

Remote working

About us

At Lenkie, we're on a mission to help small businesses turn their bold ambitions into reality. Our lending products make access to capital faster, fairer, and more flexible, enabling SMEs to grow with confidence. We’ve provided millions in funding to hundreds of UK businesses with our loan book growing 4x in 2025 and we’re just getting started.

We are a friendly and collaborative team with a fast-paced and high-performing culture. We are headquartered in London but with team members across Nigeria, South Africa and London. We’re backed by top-tier investors and have recently closed a £49M equity and debt Series A investment round to significantly scale the business across the UK in 2026.

About the job

We are seeking an analytical, detail-oriented, and proactive Risk Operations Analyst to help drive fast, fair, and flexible lending decisions for UK SMEs as we scale. This is a high-impact role at the heart of our lending operations, spanning applicant pre-screening, KYC/AML compliance, fraud prevention, and operational process improvement.

As an integral member of the team, you will work closely with Credit Risk, Operations, Sales, and Account Management to maintain exceptional compliance standards, rigorously evaluate financial and verification records, and lead value-add projects that optimize how our risk operations scale.

Key Responsibilities

Applicant Pre-Screening & Assessment: Perform fast, accurate pre-screening of UK SME loan applications, evaluating financial statements, credit histories, and Companies House filings to enable efficient lending decisions. KYC, AML & Fraud Prevention: Uphold Lenkie’s KYC and AML standards by screening for PEPs and sanctions, while identifying red flags related to fraud, money laundering, or financial distress. Supplier & Payment Verification: Screen and approve customer suppliers and payment invoices to ensure secure and timely transaction processing. Process Improvement: Identify operational friction points across risk workflows and implement practical process improvements to increase team efficiency as the loan book grows. Cross-Functional Collaboration: Work closely with Credit Risk, Operations, Sales, and Account Management to maintain consistent risk and compliance standards across the customer lifecycle. Special Projects: Take ownership of targeted initiatives beyond day-to-day casework to build better systems and support broader team goals.

Qualifications /Required Skills

Fluent written and spoken English. An analytical mindset, with the ability to understand, assess and improve complex processes. Strong decision-making and problem-solving skills. The ability to manage and prioritise a varied workload. Excellent attention to detail and the ability to spot missing or inconsistent data from a mile away. A communicative personality and good team-player skills — you'll collaborate across multiple teams. The ability to work autonomously and a proactive, self-starter approach. A good understanding of the UK fintech and SME lending space in is desirable. Familiarity with UK company structures and Companies House filings is desirable. Motivation to take on responsibility, work on projects, and help improve processes. Interest in progressing into Compliance, Fraud, Quality Assurance, Credit or Data Analysis. A completed degree or equivalent professional qualification.

How we reward performance

Very competitive salary. Flexible, remote-first culture. Opportunity to to accelerate your career at a fast-growing startup. Professional development support to enhance your skills and career growth. Regular team and company socials. Opportunity to make a big impact in the lives of small business owners globally.

We’re building a diverse, inclusive and supportive team where everyone can do their best work. We welcome applications from people of all backgrounds, experiences and perspectives, and we do not discriminate on the basis of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex, or sexual orientation. If you require any reasonable adjustments during the recruitment process, please let us know.

If you would like to apply for this role please send a CV and any other relevant information you want to share to careers@lenkie.com.

<