ACBS SME

We are looking for an ACBS SME to support a core banking transformation program. The SME will own the commercial lending product stream (ACBS), driving requirement analysis and To-Be solution design for loan origination, servicing, disbursement and repayment.

This is a core banking implementation role. The candidate must have hands-on, end-to-end experience delivering core banking transformation programs (not advisory-only exposure) and must be comfortable working directly with product vendors to challenge, validate and finalize the To-Be system design.

Key Responsibilities

• Analyze lending requirements and support solution design for loan origination, servicing, disbursement and repayment processes on ACBS.
• Support integration design between ACBS and upstream/downstream systems, including GL posting and reconciliation and payment/disbursement rails.
• Act as the subject matter expert (SME) for the product/module during requirement analysis, solution design, build, testing and cutover phases of the core banking implementation.
• Engage directly with product vendors to clarify product capability, configuration options, gaps, and constraints and drive decisions on the To-Be system design.
• Lead and/or contribute to workshops with business stakeholders, interface teams, the Solution Architecture team and platform vendors to gather and validate requirements.
• Prepare and own Interface Specification Documents (ISDs)/functional and technical design documents and drive review sign-off with upstream and downstream teams.
• Support solution design for integrating the platform with upstream and downstream applications via MQ, REST/SOAP APIs and file-based interfaces.
• Support SIT/UAT test planning and execution, triage integration defects and drive resolution with the vendor and delivery teams.
• Support data mapping, migration validation and reconciliation activities relevant to the module.
• Support cutover planning and hypercare activities through go-live.
• Manage stakeholders across business, technology and vendor teams and escalate risks/issues proactively.

Required Qualifications & Experience

• Hands-on ACBS (Advanced Commercial Banking System) implementation experience within a core banking transformation program.
• Strong functional knowledge of commercial lending lifecycle: origination, servicing, disbursement and repayment.
• Experience defining lending interfaces with GL and accounting/reconciliation systems.
• 10+ years of overall IT experience with substantial hands-on experience in core banking transformation/implementation programs.
• Proven experience working as an individual contributor who can independently drive solutioning, documentation and approvals, this is a hands-on role, not a purely supervisory one.
• Strong stakeholder management skills; able to work with business teams, interface/platform teams and Solution Architecture teams.
• Experience preparing and obtaining sign-off on Interface Specification Documents (ISDs) and integration design artifacts.
• Excellent written and verbal communication skills; comfortable presenting solution options to senior stakeholders and vendors.