PL Risk Analyst | Credit Focus

We are dedicated to offering mobility solutions that provide unique experiences through our products and services. And this is only possible because we have an incredible team, with passion in their eyes and a will to achieve! That is how we make it happen! Inspired by the Power of Dreams and driven by the fundamental beliefs of our Philosophy: #respect for the individual, #initiative, #equality and #trust, we have contributed to making Honda a unique, innovative, and desired company by society.

Honda values Diversity and Inclusion and has a perspective that encompasses respect and acceptance of people through the recognition of differences and the uniqueness of each individual, which may refer to gender, race, ethnicity, nationality, age, sexual orientation, disability, physical characteristics, religious beliefs, political perspective, social status, among others.

“We are a human-focused company, driven by the dream to create and by the spirit of challenges” Soichiro Honda

If you identify with us and wish to be part of this team, let's start this journey!

Learn more about the area: We are looking for a person to act as a Mid-level Credit Risk Analyst, focusing on parameterization, maintenance, and improvement of credit rules in automated systems for the Bank and Consórcio portfolio.

This position will have an interface with internal areas and teams from Latin America, requiring an analytical profile, logical reasoning, attention to detail, and good communication to ensure consistency and quality in decision-making processes.

Responsibilities and duties Your day-to-day involves multidisciplinary activities and challenges such as:

• Supporting the parameterization and maintenance of credit rules in the Crivo system.
• Translating credit policies into automated rules for decision systems.
• Participating in homologations, tests, and validations of new rules and system versions.
• Ensuring the consistency, integrity, and adherence of parameterizations to credit policies.
• Monitoring the behavior of rules and suggesting improvements in the decision-making process.
• Documenting changes made and maintaining an updated history of parameterizations.
• Supporting analysis of logs, databases, and results to evaluate rule performance.
• Acting in interface with Risk, Business, Operations, and TI areas.
• Supporting demands related to the Bank and Consórcio portfolio.

Requirements and qualifications What we look for in you:

• Completed higher education in Administration, Economics, Engineering, Computer Science, Data Science, TI, or related areas.
• Experience in credit, risk, systems, processes, or rule parameterization.
• Experience with business rule parameterization, credit policies, or automated decision flows.
• Knowledge in testing, homologation, and validation of rules in systems.
• Ability to map, document, and monitor decision flows.
• Advanced Excel.
• Intermediate knowledge in SQL.
• Intermediate Spanish.
• Basic English.
• Availability for travel.

Differentials we value:

• Experience with the Crivo system.
• Experience with credit decision tools, such as Hunter, Provenir, SAS, or similar.
• Knowledge of credit fundamentals and credit risk.
• Knowledge of programming logic or process automation.
• Experience in corporate environments with interface between Risk, Business, Operations, and TI.
• Familiarity with financial products, Bank, Consórcio, or credit approval flows.

Additional information Where will you work? Honda São Paulo We are close to Shopping Morumbi and the Morumbi (CPTM) and Borba Gato (Metro) stations. Hybrid work model.

We care about your well-being, so we offer the following benefits, which we will revalidate during your journey, as they vary according to location:

Career and Recognition

• Career development and connection programs
• Discounts on our Honda products
• Annual bonus

Health and Well-being

• Psychological Support and Well-being Program
• Daycare Allowance for moms
• Health Plan
• Dental Plan
• Wellhub (Gympass)
• Private Pension
• Life Insurance

Journey and Mobility

• Time bank to use whenever needed
• Flexible working hours
• Flexible meal benefit
• Free shuttle
• Vale Transporte
• In-company parking

And a little bit more about us: Present in Brazil since 1971, Moto Honda da Amazônia Ltda. is currently the largest motorcycle manufacturer in the country, with more than 27 million units produced in Manaus (AM). Since 2001, the company also produces stationary engines and water pumps, in addition to marketing the line of engines and machines in the country.

In 1992, with the creation of Honda Automóveis do Brasil Ltda., the company entered the Brazilian automotive market. The group also includes Honda Serviços Financeiros, which brings together Consórcio Nacional Honda, the Honda Insurance brokerage, and Banco Honda, which facilitate customer access to the brand's products.

During these years, the company has also inaugurated Traffic Educational Centers, Technical Training, Parts Distribution, and Research & Development centers, as well as its own wind farm in the south of the country.