Recovery Officer

Henriken Consulting HRLagosroam-ngpublished 10/13/2026
Must-have:FinTech

NEEDED

Industry: Financial Services

Location: Lekki Phase 1, Lagos

Employment Type: Full-Time

A reputable financial services company is seeking a results-driven Recovery Officer to manage overdue accounts, follow up with customers, and support debt recovery activities.

Key Responsibilities

  • Follow up with customers on overdue payments and outstanding debts.
  • Contact delinquent customers through calls, messages, and field visits.
  • Negotiate repayment plans with customers.
  • Monitor overdue accounts and maintain accurate recovery records.
  • Conduct field visits to customers when necessary.
  • Maintain professional relationships with customers while ensuring timely repayments.
  • Investigate reasons for payment delays and recommend appropriate recovery actions.
  • Prepare regular reports on recovery activities and outstanding accounts.
  • Work with the credit and risk teams to improve recovery outcomes.

Requirements

  • Minimum of 2 years’ experience in debt recovery, collections, credit control, or a related role.
  • Experience in microfinance, banking, fintech, or financial services is an advantage.
  • Strong negotiation, communication, and persuasion skills.
  • Ability to handle difficult conversations professionally.
  • Good problem-solving and record-keeping skills.
  • Target-driven and results-oriented.
  • High level of integrity and professionalism.
  • Must reside in or around Lekki Phase 1, Lagos.