Credit Strategy Analyst

Harnham - Data & Analytics RecruitmentLondonreedpublished 10/21/2026
Must-have:PythonFinTechSeniorLeadHybrid

About the company

Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.

They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.

Your tasks

Key responsibilities include

  • Developing and enhancing acquisition and underwriting strategies
  • Monitoring portfolio performance and identifying opportunities to improve credit outcomes
  • Using SQL and analytical techniques to drive strategy decisions
  • Supporting approval, limit management, pricing, and exposure management initiatives
  • Working closely with risk, analytics, product, and commercial teams to improve lending performance
  • Analysing customer and portfolio data to recommend strategy changes
  • Contributing to the development of automated credit decisioning processes

Requirements

  • Experience within Credit Strategy, Credit Risk, or Lending Analytics
  • Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
  • Strong SQL skills
  • Experience using data to influence lending and commercial decisions
  • Python and Tableau experience would be advantageous
  • SME lending experience is beneficial but not essential

What we offer

What They Offer

  • Salary between £40,000 and £80,000 depending on experience and level
  • Opportunities at Analyst, Senior Analyst, and Lead Analyst level
  • Hybrid working with three days per week in the office
  • Exposure to international lending portfolios
  • Clear progression within a growing and profitable organisation
  • The opportunity to influence key lending strategy decisions in a high-performing business

How to apply

If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.

Other

CREDIT STRATEGY ANALYST London (Hybrid, 3 days in office) | £40,000 - £80,000