Credit Risk Analyst
CREDIT RISK ANALYST £35,000 - £45,000 East Midlands
This is an excellent opportunity for an analytically minded professional to join a growing credit risk function within a well-established consumer-facing business. You'll gain exposure to a broad range of portfolio analytics projects, work alongside experienced credit risk professionals, and have a clear pathway into credit strategy as your career develops.
THE COMPANY This organisation is a highly successful consumer business with an established lending and customer finance offering. They have built a strong reputation for using data and analytics to drive commercial decisions and improve customer outcomes. Joining a close-knit credit risk team, you'll benefit from direct exposure to senior stakeholders, varied projects, and a culture that places a genuine emphasis on learning, development, and internal progression.
THE ROLE
- Analyse new and existing customer portfolios to identify trends, risks, and opportunities
- Deliver regular reporting to support business decision-making
- Conduct deep-dive investigations into customer behaviour and portfolio performance
- Generate actionable insights and recommendations from data analysis
- Work closely with senior analysts and managers on a wide range of credit risk projects
- Support the development and optimisation of credit risk strategies over time
- Present findings and recommendations to key stakeholders across the business
- This role offers the opportunity to build strong technical and commercial skills while gaining exposure to strategic credit risk decisions within a supportive team environment.
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience within analytics, credit risk, customer analytics, or a similar analytical function
- Proven ability to translate data into meaningful insights and business recommendations
- Strong SQL skills for data extraction, manipulation, and analysis
- Experience working with large datasets and producing clear, actionable reporting
- Background within financial services is preferred, although experience from telecoms, utilities, energy, or other data-rich industries will also be considered
- Degree educated in a quantitative, analytical, or related discipline
- Excellent communication and stakeholder management skills
SALARY AND BENEFITS
- Base salary of £35,000 - £45,000
- Hybrid working model
- Competitive pension scheme
- Generous holiday allowance
- Structured learning and development opportunities
- Clear progression pathway into Senior Analyst and Credit Strategy roles
- Exposure to high-impact projects across the wider credit risk function
HOW TO APPLY Please register your interest by sending your CV to Rachael through the 'Apply' link.