Risk Officer
Must-have:FinTech
Your tasks
- Monitor the Branch's credit portfolio, assess emerging risks and conduct portfolio analysis, including credit reviews and covenant monitoring.
- Perform credit risk assessments, stress testing and scenario analysis to evaluate portfolio quality and potential exposures.
- Review KYC and Customer Due Diligence (CDD) documentation, conduct independent risk assessments and identify potential AML/CFT concerns.
- Prepare risk management reports, portfolio analysis and management presentations for Branch Management, Head Office and regulatory reporting.
- Support credit risk committee meetings, audit exercises and regulatory requirements.
- Liaise with Head Office and internal stakeholders on credit risk matters, project finance transactions and other banking-related activities.
- Assist with risk management initiatives, process improvements and ad hoc projects as required.
Requirements
- 2–5 years of relevant experience in banking, particularly in Credit Risk, Credit Analysis, KYC/AML, Audit or related functions.
- Basic knowledge of corporate lending, credit risk assessment and financial statement analysis.
- Strong analytical, problem-solving and report-writing skills.
- Proficient in Microsoft Excel and PowerPoint, with the ability to prepare management reports and presentations.
- Good communication and stakeholder management skills, with the ability to work across multiple functions.
Other
EA Personnel Name: Tan Gabriel EA Personnel Reg. No.: R22104076 EA Licence No.: 07C5771