Loan Executive

Job Description :

Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions/news to minimise and circumvent loan loss scenarios

Write credit proposals in the loan origination process and make variations / recommendations

Work with relationship managers to support all credit related matters

Perform loan portfolio analysis, industry analysis and peer comparisons

Ensure compliance with credit policies rules and procedures

Any other ad-hoc duties assigned by supervisor

Job Requirement :

Academic qualification: Diploma & equivalent

Aspire to build a sales-oriented career

Strong analytical skills with good grasp of financial analysis

Ambitious, result-driven as well as passionate to provide excellence customer experience

Strong understanding of customer and market dynamics and requirements

Competent in English (verbal & written)

High level of integrity, meticulous and detail-orientated

Strong ownership with ability to operate in a flexible, dynamic environment

Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines

Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace