Relationship Manager - CER Financial
Must-have:FinTechLead
Relationship Manager
London Permanent 5 days in office £50,000 - £60,000
cer Financial are working alongside an international bank, who are based in London. They are seeking a Relationship Manager to work with them on a permanent basis.
The role holder is primarily responsible for driving profitable volume growth through value added sales and service of Commercial / SME customers. They target and manage an assigned portfolio of customers within the commercial credit business segments.
The responsibilities will include:
- Provide RM/RSO support on complex credit queries as a subject matter expert.
- Support HoBB with MI, governance, meetings, minutes and presentations.
- Support branch initiatives, including moratorium projects and rota planning.
- Prepare and present cases to Country Credit Committee.
- Promote employee engagement and behaviours.
- Build client relationships through networking, visits and appointments.
- Generate Trade, FX and Sirat referrals.
- Achieve account opening and deposit targets.
- Manage branch portfolios in line with TCF guidelines.
- Achieve branch lending and deposit growth targets.
- Negotiate client asset and deposit proposals.
- Lead branch MI and data analysis.
- Support interns with training and project requirements.
- Submit proposals to Credit and Account Opening teams.
- Deliver lending disbursements in line with branch targets.
- Manage credit renewals within policy and deadlines.
- Monitor compliance entries and transactions.
- Ensure account openings meet SLA requirements.
- Monitor excesses and manage key account KRIs.
- Apply the Balanced Scorecard across Customer, Colleague, Control and Commercial objectives.
- Coach and train RM/RSOs to achieve KPIs.
- Support Quality Assurance and stakeholder units.
The successful candidate will have:
- Minimum 5 years’ banking/RM experience and line management experience.
- Hold required professional qualifications and maintain CPD records.
- Comply with regulatory requirements, Individual Conduct Rules and Certification Regime.
- Demonstrate product, process, client, portfolio and regulatory knowledge.