Regional Accountant

Job Description

Department: Accounting

Reports to: Regional Accounting Lead

Division: Finance

Job location: Ghana

The Regional Accountant is accountable for all accounting matters arising in the Ghana operation, covering the full cycle from the preparation and validation of accounting inputs through to the delivery of accurate, timely and compliant financial information to internal and external stakeholders, including group management, external auditors, tax authorities and regulators.

The role ensures that Ghana's books and records comply with IFRS, group accounting policies, SOX internal control requirements and applicable local regulations, while acting as a trusted partner to Treasury, Tax, Business Assurance, Operations and other teams. Reporting to the Regional Accounting Lead, the Regional Accountant is expected to demonstrate strong ownership of their tasks, rigor in execution and the ability to deliver consistently against tight deadlines in a fast-paced, highly regulated fintech environment.

Job responsibilities

Accounting operations and period-end close

Perform and review account reconciliations, account analyses and balance sheet substantiation, ensuring that all balances are supported, accurate and cleared in a timely manner. Manage accounts payable, fixed assets, bank reconciliations and expense and budget tracking for the region, ensuring proper cut-off, accruals and approvals. Prepare and post accounting entries based on a thorough analysis of transactions, applying IFRS and group accounting policies consistently. Execute monthly, quarterly and annual closing activities in line with the group closing calendar and reporting deadlines.

Financial reporting and consolidation

Complete the parent organization's monthly, quarterly and annual reporting packages, ensuring accuracy, completeness and consistency with local statutory records. Support the consolidation process, including intercompany reconciliations and the resolution of group queries. Prepare variance analyses versus budget, forecast and prior periods, explaining the drivers of significant deviations.

Audit, tax and regulatory compliance

Respond to auditor requirements and provide supporting documentation for both the global audit and local mandatory audits in Ghana. Provide supporting information for tax filings and presentations (e.g., corporate income tax, VAT and withholding taxes) in coordination with the Tax team and local advisors. Ensure compliance with Ghanaian statutory and regulatory accounting and reporting requirements, and monitor regulatory changes that may impact the accounting treatment or reporting obligations. Support interactions with local regulators and authorities (e.g., Bank of Ghana, Ghana Revenue Authority, Registrar of Companies), including the preparation of regulatory submissions and responses to information requests.

Internal controls and governance

Prepare, execute and document monthly SOX controls, retaining adequate evidence and promptly remediating any control deficiencies. Support compliance with internal policies and the group's financial control framework, respecting segregation of duties and approval workflows.

Business partnering and continuous improvement

Analyse business processes to identify accounting impacts, control gaps and opportunities for automation or efficiency. Define and document accounting and reporting requirements for new products, markets, processes and system changes. Provide management with well-founded analysis and recommendations to support decision-making. Participate in finance systems initiatives, including ERP/SAP implementations or enhancements, contributing to requirements definition, testing and user adoption.

Typical accountabilities

Control, review and approve accounting information, ensuring accuracy, completeness and compliance with IFRS and group policies. Own the assigned accounting processes end-to-end, including accountability for quality, timeliness and documentation of deliverables. Deliver the monthly close, reporting packages and SOX controls on time, escalating risks or delays proactively to the Regional Accounting Lead. Analyse deviations, explain their root causes and propose corrective actions. Provide other departments with the financial information they require, in a timely and reliable manner. Support the consolidation process and ensure alignment between local and group reporting. Respond to queries and emails from internal and external stakeholders clearly and within agreed timeframes. Support the global audit process as well as local mandatory audits, and ensure audit findings are followed up and closed. Ensure that statutory, tax and regulatory filings in Ghana are supported by accurate accounting records and delivered by their due dates. Prepare the various types of reconciliations required by the business and the control framework. Collaborate with multiple departments (Treasury, Tax, Business Assurance, Operations, Compliance, etc.) to gather the information required for reporting. Prepare monthly SOX controls and maintain audit-ready documentation. Maintain updated process documentation, policies and procedures for the Ghana accounting function.

Education, skills and experience

Required qualifications

Bachelor's degree in Accounting, Finance or a related field; professional certification (e.g., ACCA, ICAG, CPA, CA) is highly valued. Minimum of 3 years of relevant experience in accounting, financial reporting or audit. Solid knowledge of IFRS and statutory accounting and reporting practices. Working knowledge of local regulations in Ghana, including accounting, tax and corporate compliance requirements. Experience with accounting systems and advanced proficiency in Microsoft Office, especially Excel. Fluent in English, both written and spoken.

Preferred qualifications

Experience in a Big Four firm (audit or advisory) or in a fintech / payments / financial services company. Previous experience interacting with regulators and tax authorities in Ghana (e.g., Bank of Ghana, Ghana Revenue Authority). Experience in SOX or other internal control environments, and with group reporting and consolidation processes. SAP experience is a plus; participation in an SAP implementation or ERP migration is a strong advantage. Experience working in multinational, multicultural and remote or cross-border teams.

Key competencies

Ownership and accountability: takes full responsibility for assigned tasks and sees them through to completion with minimal supervision. Time management and delivery under pressure: manages multiple priorities and consistently meets closing and reporting deadlines. Attention to detail, analytical thinking and sound professional judgement. Clear communication and stakeholder management with finance and non-finance teams, auditors and regulators. Integrity, confidentiality and a strong control and compliance mindset. Proactive, adaptable and committed to continuous improvement.

Key challenges

Delivering projects and recurring deliverables (closings, reporting packages, audits, regulatory filings and system initiatives) on time and with high quality, often with competing priorities. Meeting tight group reporting deadlines while maintaining the accuracy and control standards required under SOX. Staying current with evolving local regulations and tax and reporting requirements in Ghana and translating them into accounting and reporting practices. Coordinating inputs from multiple departments and external advisors, while balancing day-to-day operations with process improvement and system

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