Credit Risk Analyst

At Coface, we make trade happen every day.

Our 5,500 experts, representing more than 80 nationalities in 58 countries, are united by a shared purpose: helping companies navigate through uncertainty by supporting them in making the right decisions and developing their commercial exchanges more intelligently in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Credit Insurance, Commercial Information, and Debt Collection, all driven by a unique data heritage, cutting-edge technology, innovation, and a deep understanding of the global economy.

Joining Coface means being part of a very close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration, and inclusion in which you are assigned responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

Operational Excellence and Credit Risk Analysis

• Perform comprehensive buyer assessments through DRA A and DRA C reviews, ensuring the accuracy, integrity, and timeliness of information, and actively coordinating with stakeholders to obtain pending documentation and data.
• Conduct in-depth telephone interviews and face-to-face visits to buyers and counterparties to collect financial, commercial, and operational information, as well as to clarify specific aspects related to credit risk.
• Collect, validate, and analyze complementary information from various sources, including financial statements, sector reports, market intelligence, media monitoring, and external databases, in order to strengthen the risk assessment.
• Prepare debtor analysis reports integrating qualitative and quantitative assessment based on public and private sources, interviews with management, and financial reviews, providing clear, solid, and well-founded credit recommendations.
• Continuously monitor sensitive and high-risk sectors, identifying emerging trends and issuing early warnings when significant changes are detected that could affect buyer solvency.
• Supervise the identification, escalation, and follow-up of adverse information and risk alerts from information providers, third-party sources, or insured parties, ensuring timely investigation and resolution.
• Maintain the integrity, accuracy, and completeness of credit information databases through the timely updating of financial information, corporate structures, corporate links, and other relevant records.
• Design and implement action, monitoring, and risk mitigation plans for the assigned buyer portfolio, in coordination with Underwriting and other involved areas, with the aim of minimizing exposure to defaults.
• Provide interregional operational and analytical support to other affiliated entities and international business centers, including BCP and other regions when required.

Stakeholder Management and Communication

• Establish and maintain proactive interaction schemes with the Underwriting and Information teams to ensure alignment regarding portfolio evolution, risk exposures, and strategic priorities.
• Timely communicate to Underwriters any relevant fact or adverse information that may impact risk exposure and require a credit review.
• Conduct periodic meetings with information providers and external partners to ensure data quality, service effectiveness, and compliance with agreed standards.

• University Degree in Economics, Accounting, Actuarial Science, Business Administration, or Finance.
• Minimum of 4 years of experience in risk analysis, solvency assessment, or granting credit lines.
• Advanced proficiency in English - 100% oral and written.
• Knowledge in financial analysis, ability to interpret financial statements, and formulate recommendations for decision-making.
• Excellent analytical and problem-solving skills.
• Organizational and planning skills.
• Strong communication and presentation skills.

WE OFFER:

• Hybrid Modality: 2x3 in the Puerto Madero offices.
• Flex Friday
• Flexible Vacations
• GymPass
• Club La Nación
• Pension/Savings Plan
• Learning Platform with foreign institutions: Coursera
• Platform with more than 6 Languages: Speex
• Discounts at educational institutions for undergraduate, postgraduate, and master's degrees

Coface is an equal opportunity employer. We highly value diversity in our company and encourage people from different backgrounds, experiences, skills, and perspectives to apply. We do not discriminate on the basis of race, religion, color, ethnic origin, gender, sexual orientation, age, marital status, disability, or other characteristics.

Learn more about Coface by visiting: https://www.coface.com/news-economy-and-insights/keeping-your-world-open