Senior Credit Officer
Must-have:Senior
Your tasks
Role and Responsibilities
- Assess creditworthiness of existing, new or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Complete ratio, trend and cash flows analyses and create projections
- Determine in depth degree of risk involved
- Analyze data and produce clear and objective reports
- Build and maintain credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Meet the most relevant customers to identify the business plan on a credit point of view
- Deal with vendors proposing new deals
Requirements
Experience and Requirements We are looking for a 28 – 40 years old person with experience in Credit Risk Assessment Area as detailed below:
- Proven working experience as a senior credit officer
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
What we offer
Salary: Attractive
Other
Location: Accra