Assistant Credit Manager
Company description
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Job description
We are seeking a detail-oriented and analytical Assistant Credit Manager to join our finance team in Jeddah, Saudi Arabia. In this role, you will support the Credit Manager in evaluating creditworthiness, managing credit portfolios, and ensuring compliance with organizational credit policies. You will play a key role in assessing credit risk and maintaining the integrity of our lending operations while delivering professional service to our clients.
Analyze credit applications and financial documentation to assess borrower creditworthiness and repayment capacity
Evaluate credit risk using established criteria and recommend appropriate credit limits and terms
Review and verify loan documentation for accuracy, completeness, and compliance with credit policies
Monitor existing credit accounts and identify potential risks or delinquencies requiring management attention
Prepare credit analysis reports and recommendations for review by the Credit Manager
Maintain organized and accurate credit files and records in accordance with regulatory requirements
Communicate with clients regarding credit decisions, documentation requirements, and account status
Support the Credit Manager in implementing credit policies and procedures across the organization
Conduct follow-up activities on outstanding credit issues and maintain detailed records of actions taken
Assist in preparing credit performance metrics and portfolio analysis reports
Ensure all credit activities comply with Saudi Arabia banking regulations and organizational standards
Qualifications
2-4 years of professional experience in credit management, credit analysis, or related finance role
Demonstrated expertise in credit risk assessment and financial analysis
Strong knowledge of credit policies, procedures, and banking regulations
Proficiency in analyzing financial statements and credit documentation
Excellent organizational and time management skills with ability to manage multiple priorities
Strong attention to detail and accuracy in data management and record keeping
Excellent written and verbal communication skills
Proficiency with credit management software and financial analysis tools
Ability to work independently and collaboratively within a team environment
Professional demeanor with strong ethical standards
Preferred: Bilingual capabilities in Arabic and English
Preferred: Familiarity with Saudi Arabia banking and credit regulations
Preferred: Experience with credit management systems and databases
Additional information
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