Anti-Money Laundering Specialist - Onboarding (iFood Pago)
Our way of doing things in the team
iFood Pago is the financial services arm of iFood, with account operations, sub-acquirance, credit, and multiple financial services, distributed across different business units and built together with technological and financial services partners. We operate in a dynamic, regulated, high-scale, and constantly transforming environment, in which innovation, speed, and responsible risk management must go hand in hand.
In this context, the Anti-Money Laundering area plays a strategic role in building sustainable relationships and protecting our ecosystem. We are looking for someone who combines analytical capacity, risk vision, and a genuinely hands-on profile, with a willingness to act directly in the execution and evolution of the area's processes, as well as in the implementation of projects alongside business and technology areas.
You will be part of a multidisciplinary team, contributing to Due Diligence processes, prevention and mitigation of Money Laundering risks, as well as the implementation of new products and functionalities, always seeking simpler, smarter, and more efficient ways to work. If you believe that Anti-Money Laundering can be close to the business, using technology and data to make better decisions and transform risks into concrete actions, this challenge is for you.
Your Daily Menu:
Act in strategic deliveries of AML/CFT onboarding projects alongside product, technology, and business teams of the different Business Units of iFood Pago
Implement, optimize, and operationalize AML/CFT onboarding processes (KYC, KYE, KYS, KYP), focusing on automation and the use of Artificial Intelligence
Build, maintain, and analyze executive reports and KPI dashboards, with a vision of results and area metrics
Review and draft policies, procedures, risk matrices, and area documentation
Evaluate risks in critical processes, new businesses, and products, and translate them into flows, narratives, and controls
Execute design and effectiveness tests of controls and follow internal audits
Conduct committees, prepare regulatory reports, and articulate alignments between areas
Ingredients We Seek:
Experience/knowledge in AML/CFT, especially in KYs, enhanced due diligence research, and background check
Experience with AML/CFT operational onboarding processes, especially KYC, KYE, KYS, KYP
Experience in the preparation of AML/CFT dossiers and reports
Regulatory knowledge in AML/CFT and ability to draft and review policies and procedures
Knowledge of financial products
Ability to transform processes into flows, narratives, risk matrices, and testable controls
Experience in implementing projects alongside product, technology, and data teams, including the co-construction of products
Ability to build and interpret dashboards and reports, focusing on metrics and decision-making
Aptitude for dealing with data, automating control tests, and collaborating with product, technology, and data teams
Relational profile, focused on interaction with stakeholders
Clear communication to conduct committees, align stakeholders, and present executive results
Analytical mindset, focus on results, and orientation toward innovation
Advanced English for reading and communication, when necessary
To Enhance the Flavor:
Familiarity with data analytics, SQL, and dashboard construction in tools such as Databricks, Tableau, and Power BI
Advanced knowledge of automation and AI tools applied to controls and onboarding
Knowledge and experience in AML/CFT transactional monitoring
Experience in Payment Institutions or Fintechs
Practice in Excel for data analysis and control testing