Corporate and SME Credit risk chief specialist

Study of credit risks within the framework of studying Corporate and SME credit applications and submission of proposals for the mitigation/containment of identified credit risks.

Verification of commercial loan analysis performed by business units and verification of compliance with internal acts

Providing professional assistance to the relevant business unit within the framework of preparing and analyzing credit applications

Identification and assessment of business loan risks, defining conditions aimed at managing identified risks, and providing conclusions

Participation in the process of developing internal legal acts regulating the commercial lending sectors, submission of proposals, and implementation of changes to existing internal legal acts

Development and improvement of the internal credit scoring system for legal entities

Assessment of risks regarding the introduction of new credit products

Preparation of periodic reports regarding the quality of the credit portfolio

Higher education /in economics, finance, risk management or related specialties/

5+ years of work experience in the banking sector, specifically in the field of medium and large business lending and/or business risk management

Excellent knowledge of the business lending process

Experience and knowledge in the preparation, reading, and study of companies' financial statements

Excellent knowledge of MS Office, particularly Excel

Knowledge of banking operations and banking legislation

Excellent knowledge of credit risk assessment methods

Good knowledge of Russian and English languages