Senior Lifecycle Marketing Manager

Want to help everyday Americans invest and build wealth? Financial inequality is increasing, and too many people are getting left behind. At Stash, we're passionate about democratizing wealth creation through education, advice, and products that help customers achieve greater financial freedom. We also believe in working smarter—leveraging AI and emerging technologies to move faster, operate more efficiently, and focus our time on solving meaningful problems for our customers.

The Lifecycle team is responsible for helping customers take the right next step—from sign-up to becoming active, long-term investors. As a Senior Lifecycle Marketing Manager , you'll own retention, churn prevention, and winback—the programs that keep customers subscribed, funded, and invested over time, and bring them back when they lapse.

You'll partner closely with Data Science and Product to identify churn signals, design targeted interventions, and measure what actually moves retention. While our Engagement manager focuses on driving ongoing product usage and habit formation, you'll focus on the other side of the coin: keeping customers from leaving, catching them before they churn, and winning them back when they do. This is a strategic, analytical role for someone who thinks in cohorts and leakage points—not just campaigns.

What you'll do:

Own lifecycle strategy for retention, churn prevention, and winback—from identifying at-risk customers to designing rescue flows and reactivation programs

Partner with Data Science to define churn signals, build predictive and behavioral segments, and prioritize interventions based on impact and reach

Partner with Product to align lifecycle messaging with product changes, subscription flows, pricing transitions, and friction points that drive churn

Design and optimize churn prevention programs—early warning journeys, save flows, and proactive outreach for users showing disengagement or cancellation intent

Build and iterate winback and rescue strategies for lapsed subscribers, unfunded accounts, and dormant investors—testing offers, messaging, and channel mix

Assist in developing a retention measurement framework: define core metrics (churn rate, save rate, winback conversion, LTV impact), attribution windows, and reporting cadences

Analyze cohort behavior and lifecycle leakage to identify where customers drop off—and design targeted programs to address root causes

Assess the existing retention and winback portfolio: identify what's working, what's redundant, and what should be built, optimized, or sunset

Run rigorous A/B tests and experiments; translate results into clear strategic recommendations, not just incremental tweaks

Support major business moments (pricing changes, product repositioning, subscription model shifts) with retention-focused lifecycle comms for existing customers

Mentor lifecycle marketers and associates; contribute to hiring and team development

What we're looking for:

7–10+ years of experience in lifecycle marketing, CRM, or growth marketing—with deep expertise in retention, churn prevention, or winback

Analytical and strategic mindset—you think in cohorts, funnels, and leakage points; you use data to define problems before designing solutions

Proven track record of improving retention and reactivation metrics (e.g., churn rate, save rate, winback conversion, subscription retention, LTV)

Experience partnering with Data Science or analytics teams to build churn models, behavioral segments, or predictive targeting—not just pulling reports

Experience partnering with Product to address retention through both messaging and product/UX improvements

Strong understanding of subscription and fintech retention dynamics—cancellation flows, payment failures, passive churn, pricing sensitivity

Ability to audit a complex program portfolio and make strategic calls on what to prioritize, optimize, or kill

Strong communication skills—you write clearly for internal partners (strategy docs, data-backed recommendations, briefs) and external audiences (customer-facing retention and winback copy)

Comfort operating with high autonomy in ambiguous problem spaces; you create structure and momentum without waiting for a playbook

Bias for action balanced with rigor—you move fast, but you validate with data

Gold Stars

Experience in fintech, investing, or subscription-based products

Hands-on Braze expertise

Familiarity with Mixpanel, Looker, Redshift, or warehouse-based analytics for cohort and churn analysis

Experience with promotions platforms, dynamic offers, or personalized winback incentives

Our Commitment to Diversity, Equity, and Inclusion

We proudly celebrate the unique qualities that make you you, 365 days a year, and not just because it’s the right thing to do or good for business. We embed the principles and practices of diversity, equity, and inclusion (DEI) into all that we do to prioritize people, a Stash core value , and to ensure Stashers of all backgrounds and experiences can be their authentic selves.

We are also proud to be the first and only venture-backed fintech to join the CEO Action for Diversity & Inclusion™ , and as an Equal Opportunity Employer, Stash is committed to building an inclusive environment for people of all backgrounds.

If you require any reasonable accommodations to make your application process more accessible, please reach out to recruiting@Stash.com.

Helping You Invest in Yourself

Comprehensive total rewards package, comprising compensation (salary and equity) and health care benefits

Complimentary subscription to Stash+ account

Hybrid Work Policy – We operate a hybrid work environment in NYC that prioritizes time together in the office to strengthen teamwork, innovation, and culture, while still allowing for work-from-home flexibility.

Flexible PTO

Work-from-home equipment stipends; home internet subsidy

Paid Parental Leave (offerings for birth giving and non-birth giving parents) Primary & Secondary

Enhanced health and wellness benefits through One Medical, Gympass, and Maven Health

External Recognition for Stash

Benzinga’s 2023 Best Brokerage for Beginners and Best Robo-Advisor Awards

Qorus-Accenture’s 2023 Banking Innovation Awards

USA Today and Statista’s 2023 Top 500 Best Financial Advisory Firms

Comparably's Best Company Awards: Best Places to Work, Best Company Outlook, and Best Engineering Team for Diversity, Women, Culture, and more! (2023)

Fintech Breakthrough Award: Best Personal Finance App (2023)

BuiltIn’s Best Places to Work (2022, 2021, 2020, 2019)

Forbes Fintech 50 (2021, 2020, 2019)

Best Digital Bank, Finovate Awards (2020)

Tearsheet Challenge Awards, Best Banking Card Product - Stock-Back® Card, 2020

LendIt Fintech Innovator of the Year (2020, 2019)

Salary Range: $140,000 – $160,000

The base salary range represents the reasonably anticipated low and high end of the salary range for this position. Actual salaries will vary and will be based on various factors, such as the candidate’s qualifications, skills, experience and competencies, as well as internal equity and alignment with market data for companies of our size and industry.

No recruiters, please