We are looking for a Portfolio Manager Senior .
We’re launching a new business line in Colombia and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.
Day-to-day responsibilities:
Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams
The ideal candidate
3+ years in credit risk and other data-driven areas (finance/collection/production analytics/data science) in retail or consumer lending portfolios (banking or fintech)
Strong understanding of scorecard design, and alternative data for credit decisioning
Proficient in SQL and Python with hands-on experience working with data
Knowledge sharing, dashboard creation, data visualization, and presentation skills
Fundamentals of financial mathematics and profitability components and accounting principles
Nice to have: Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus
Strong technical or quantitative background with a strategic mindset
B1 or higher English level for effective communication with an international team
Spanish language proficiency will be an advantage
Our ways of working:
Innovative Spirit: a commitment to creativity and groundbreaking solutions
Honest Feedback: valuing open, transparent communication
Supportive Team: a strong, collaborative community
Celebrating Achievements: recognizing our wins together
High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
Relocation support to Colombia with assistance for the employee and their family
Flexible work: hybrid or full-time from our office in Colombia
Healthcare Coverage
Education Budget: Language lessons, professional training and certifications
Wellness Budget: Mental health and fitness activity reimbursements
Vacation policy: 20 days of annual leave and paid sick leave