Who are we?
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading
digital lending product, Tunaiku has the distinction of being the first FinTech product in
Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we
managed to get listed on the Indonesian Stock Exchange.
How did we manage to do that?
We are changing people’s perception of a bank. We believe we are the innovators who combine
customer focus principles with creating technology-based impact. We incorporate freedom and
flexibility as part of our startup working culture DNA to encourage innovation in creating better
financial solutions for the banking industry. We think of ourselves as, ‘A technology company
with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’
How did it all start?
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the
bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)
in 2014. It has then undergone a significant digital transformation to become one of the
country's forerunning fintech institutions through its award-winning digital lending platform,
Tunaiku.
Our philosophy, mission, and vision
Technology must impact lives, must improve lives. We exist to provide banking to those who
‘need’ and not only to those who ‘want’. Services when provided to those who need at the time
of their need brings smiles. Our vision is to bring 200 million smiles.
More about the bank with startup culture environment
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have
fun at the workplace! We provide a great working environment that pushes people to grow
outside their comfort zone. People with high drive and ambition find us a very attractive place to
work as their career growth matches their own drive and not any staid policies. Thus we hold
the honor of being awarded “Best Place to Work in Indonesia”.
Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise
Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,
have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our
journey to ‘Impact Lives’.
Join us today and create #unlimitedinnovations!
Responsibilities:
Cost Function
Own the integrity, timeliness, and relevance of all cost and budget reporting
Build and maintain the financial control framework
Deliver decision-ready cost narratives at shareholder and management level. Translate numbers into risks, recommendations, and actions
Challenge and resolve material variances through the team
Drive cost-efficiency and identify where automation should replace manual effort
Ensure period-close runs cleanly without your direct intervention on routine items
Tax Function
Own end-to-end compliance with all applicable Indonesian tax obligations: PPh Pasal 21, 23, 25/29, Pasal 4 ayat (2), PPN, and PPh Final
Be hands-on; able and willing to prepare, review, and file when the situation demands it
Provide governance sign-off on SPT filings and e-Faktur submissions before they reach DJP
Advise on tax implications and tax planning for transactions, products, and structures
Own the monthly tax equalization (commercial vs. fiscal) by ensuring it is reconciled, documented, and defensible
Liaise with tax authority and maintain audit, compliance framework, and DJP ready posture at all times
Zero late filings of any tax compliances and/or audit.
Requirements:
Bachelor’s degree in Accounting or Finance
Minimum 5 years in finance or accounting operations
Demonstrated experience across cost/budgeting AND tax compliance (Indonesian tax landscape required)
Prior supervisory experience managing direct reports — preferred
Experience in a banking, multifinance, or OJK-regulated environment — preferred
Hands-on experience with e-SPT, e-Faktur, DJP Online, or Coretax
Have qualification on Brevet A & B - preferred
Our keen eye for finance won't go unnoticed at Amar Bank. We do budgeting, investor relations-managing, and assisting executives in making decisions that affect the organization.
It's our job to take responsibility for the financial health of the organization. We act as the floodgates when money comes in and goes out. We also collaborate closely with top executives and departments to innovate an idea-friendly organizational financial culture.