Portfolio Risk Manager

We are looking for a Portfolio Risk Manager .

We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.

Day-to-day responsibilities:

Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops

Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes

Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking

Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture

Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams

The ideal candidate:

3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech)

Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning

Proficient in SQL and Python/R with hands-on experience working with data

Proven leadership experience — managed teams, set OKRs, and developed analysts

Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus

Strong technical or quantitative background with a strategic mindset

B1 or higher English level for effective communication with an international team

Our ways of working:

Innovative Spirit: a commitment to creativity and groundbreaking solutions

Honest Feedback: valuing open, transparent communication

Supportive Team: a strong, collaborative community

Celebrating Achievements: recognizing our wins together

High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

Relocation support to Mexico with assistance for the employee and their family

Flexible work: hybrid or full-time from our office in Mexico

Healthcare Coverage

Education Budget: Language lessons, professional training and certifications

Wellness Budget: Mental health and fitness activity reimbursements

Vacation policy: 20 days of annual leave and paid sick leave