Actuarial Analyst

APCO Holdings partners with dealerships across North America to deliver innovative vehicle protection products and services that enhance the ownership experience for customers and drive growth for our partners. Through our family of brands, we bring together industry expertise, technology, and data-driven insights to help dealers strengthen their finance and insurance performance and build lasting relationships with their customers. Our teams work collaboratively across operations, technology, risk, finance, marketing, and sales to deliver solutions that create measurable value and support the continued growth of APCO and the partners we serve. We are looking for an Actuarial Analyst to support pricing, forecasting, and risk analysis across our product portfolio. In this role, you will work with large data sets to analyze performance, develop rate recommendations, and contribute to key financial and strategic decisions.

What You'll Do Analyze production and loss experience across agents, dealers, products, and other key variables

Support pricing initiatives by evaluating performance and recommending rate adjustments

Apply actuarial methods to determine appropriate rate levels and identify risk drivers

Identify high-loss segments and develop risk-based pricing strategies

Prepare pricing recommendations and supporting analysis for leadership review

Support implementation of new rates, including documentation and coordination with Operations and Sales

Provide loss experience and data insights to internal stakeholders

Assist with financial projections, including profit share forecasts and reserve calculations

Support liability estimates such as buyout offers, reserves, and program performance

Serve as a testing lead for actuarial processes and system updates

What Makes You Successful You’ll be successful in this role if you have a strong analytical mindset and enjoy working with data to uncover insights and solve complex problems. You’re comfortable working with large datasets, identifying trends, and translating your findings into actionable recommendations.

You’re also detail-oriented and methodical in your approach, with the ability to manage multiple projects and maintain a high level of accuracy. You communicate effectively, making complex concepts understandable for stakeholders across the business.

Basic Qualifications Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

2+ years of experience in actuarial, risk management, or a similar analytical role

Advanced proficiency in Microsoft Excel

Strong analytical and problem-solving skills

Attention to detail and accuracy

Preferred Qualifications Experience working with vehicle service contracts or similar products

Experience with SQL, Power BI, or other data analysis tools

Experience supporting pricing, reserving, or financial forecasting

Progress toward actuarial certifications (e.g., SOA or CAS exams)

This Role Might Be a Great Fit If You… Enjoy working with data to solve complex business problems

Like identifying trends and translating them into actionable insights

Are motivated by seeing your analysis directly influence business decisions

Thrive in a collaborative environment where you partner with multiple teams

What We Offer Competitive compensation

Comprehensive medical, dental, and vision benefits

401(k) with company match

Paid time off and company holidays

Opportunities for professional development and actuarial career growth

A collaborative, data-driven work environment

At APCO, the way we work matters just as much as the results we deliver. Our values guide how we work, how we partner, and how we deliver results.

We C.A.R.E. Committed – We build strong, high-trust relationships with our partners and each other. Accountable – We take ownership of outcomes and hold ourselves to the highest standards of performance and integrity. Results-Driven – We focus on delivering measurable outcomes that create value for our partners and our business. Excellent – We strive for excellence in everything we do while balancing short-term performance with long-term success.

If you're excited about joining a team that values collaboration, accountability, and continuous improvement, we'd love to hear from you.

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