Credit Risk Expert

Job description

Citadele is an innovative and data-driven bank with a strong focus on digital solutions. We are looking for a professional whose ambitions, work ethic, and enthusiastic personality match our own. Are you ready to join us?

BE READY TO:

• Make credit decisions on leasing transactions within delegated authority limits and ensure compliance with internal policies and regulatory requirements.
• Assess, monitor, and analyze credit risk across financing proposals and the leasing portfolio, providing insights to support business decision-making.
• Develop and enhance credit risk frameworks, including scoring and underwriting models, risk policies, procedures, and analytical methodologies.
• Support and drive credit risk-related projects, process improvements, and initiatives within the leasing business.
• Provide expertise, guidance, and training to leasing employees on credit risk assessment and management practices.

YOUR PROFILE:

• Minimum 2 years of experience in lending or managing financial projects, developing business plans, business consulting or auditing, and financial consulting.
• Higher education in economics, finance, business management.
• High sense of responsibility and accuracy, analytical thinking.
• Strong communication and presentation skills.
• Experience in evaluating creditworthiness while working in the financing sector would be an advantage.
• Excellent English and Lithuanian language skills (both written and verbal).
• Openness for new opportunities with highly supportive team.

OUR OFFER:

• Modern office in Vilnius and remote office possibility.
• Work in an international, growing company in the financial sector.
• Experience in Baltic-scale projects and on-going self-education and learning on daily basis.
• Great colleagues and opportunities for personal & professional growth.
• Monthly salary starting from 2800 – 4200 EUR gross (based on your skills and experience).
• Additional benefits: health insurance, additional days of leave, specific pricing of the Bank's products, professional trainings, annual performance-based bonus, company events etc.

Salary

2800-4200 €/mon. gross