Credit Review Officer (Corporate and IB Loan Review)

Job Responsibilities

• Review the appropriateness of credit ratings and maintain consistency in the application of credit ratings.
• Conduct an overall analysis of the quality of the loan portfolio.
• Review compliance with credit policies and relevant regulations, and recommend policy revisions where necessary.
• Review the appropriateness of credit approvals and compliance with loan agreements.
• Prepare regular and ad-hoc reports and presentations, and conduct staff training.
• Review the accuracy of problem loan identification by credit officers and the timeliness of corrective actions.
• Report credit review findings and required actions to management and conduct follow-up monitoring.
• Support and manage credit review activities for overseas branches.

Requirements

• Degree in Economics, Finance, Business Administration, or a related field.
• 3–7 years or more of relevant experience in credit review, credit assessment, corporate restructuring, or debt recovery.
• Strong understanding of corporate lending procedures and relevant banking regulations.
• Strong analytical skills with the ability to assess corporate financial conditions and credit risks.
• Experience in preparing analytical reports and presentations.
• Proficiency in Excel and PowerPoint is required; experience with data analysis tools is preferred.
• Strong written and verbal communication skills in English.
• Ability to work independently and manage multiple tasks simultaneously.