AI Product Owner | Credit Risk

ABOUT US

Capco is a global technology and management consultancy specializing in driving digital transformation in the financial services and insurance industries. Capco is committed to providing clients with practical solutions. We offer a globally integrated service with offices in leading financial centers across the globe. We have the people, the vision, and the passion.

We are growing through a significant growth journey, now is a very good time to join us as we expand geographically, increase headcount and disrupt the consulting market across APAC with entrepreneurial and agile thinking.

ROLE OVERVIEW

We are seeking a Senior Consultant to drive innovation and deliver transformative AI solutions across Financial Services. This role is ideal for a seasoned AI professional with deep expertise in machine learning, GenAI technologies, and enterprise-level solution design.

This project is with a leading Corporate & Investment Bank where you will act as an AI Product Owner supporting AI transformation initiatives across Credit Risk. You will lead the discovery, design, and delivery of AI use cases, ensuring alignment with business objectives, regulatory requirements, and enterprise AI strategy.

KEY RESPONSIBILITIES

Define and drive AI product strategy within Credit Risk, identifying opportunities to enhance underwriting, credit decisioning, and lending processes

Lead product discovery, including requirements gathering, use-case prioritisation, and business case development for AI initiatives

Own end-to-end AI product lifecycle, from ideation through to delivery and continuous improvement

Act as Product Owner within an agile environment, managing backlog prioritisation, sprint planning, and delivery tracking

Collaborate closely with data science, engineering, and platform teams to design and deliver scalable AI solutionsner supporting AI transformation initiatives across Credit Risk

Translate business requirements into clear functional and technical specifications for AI/ML use cases

Ensure alignment with AI governance, model risk management, and regulatory frameworks specific to Credit Risk

Engage with stakeholders across Credit Risk, lending, and compliance teams to ensure solutions meet business and regulatory needs

REQUIRED SKILLS & EXPERIENCE

5–8+ years of experience in financial services, consulting, or AI/data transformation roles

Strong domain expertise in Credit Risk, lending, underwriting, or credit decisioning processes

Proven experience as a Product Owner or Product Manager within AI, data, or digital transformation programmes

Solid understanding of AI/ML concepts, including model lifecycle, model evaluation, deployment, and monitoring

Experience working on AI use cases within risk or lending domains (e.g. credit scoring, risk modelling, decision engines)

Familiarity with Generative AI and its application within financial services is advantageous

Strong stakeholder management skills, with the ability to engage senior business and risk stakeholders

WHY JOIN CAPCO?

We are expanding our business rapidly across Hong Kong and Asia. You will work on engaging projects with some of the largest banking and insurance clients in the world, projects that will deliver significant transformation and change